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    What's gone wrong? Well, there are three main reasons why reduced repayments are refused.

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    and made your creditors an offer to repay your debt at a reduced rate. But your offer is refused.

    What's gone wrong? Well, there are three main reasons why reduced repayments are refused.

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    What's gone wrong? Well, there are three main reasons why reduced repayments are refused.

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    What's gone wrong? Well, there are three main reasons why reduced repayments are refused.

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    reasons why reduced repayments are refused.

    Number One: The proposed amount is just too little, compared to the amount of income that you have to repay your debts.

    Number Two: They might not agree with some of the figures in y

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