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Atricle Dump - Don't Bluff Your Creditors
Many eBay sellers are finding additional revenue in signing up to be a Trading Assistant. This program is beneficial to both sellers and people who wish to sell their items but, for reasons of time or technology, aren’t capable. When that’s the case, they
Marketing ROIRunning a small business and especially one that is at the start up phase requires being very diligent in making sure that all expenditures and costs are made with an eye towards the value of spending money on that initi
Whatever happens, don't try to call their bluff.
You might think that the best thing to do is to become ballsy about your situation. After all, you know that they don’t want to take legal action (because they stand to recover less of their money), and they know that you know this.
So you brazenly call your lenders’ bluff. You ask for interest to be suspended and then offer them a ridiculously low monthly repayment, backed up by the threat ‘if you want any more then I’ll file for my own bankruptcy and you’ll get nothing’.
Great idea? Not quite!
Most lenders will have heard this type of threat every day of their working lives. It’s just defensive bravado that will make your position worse.
Do you know how most lenders will respond to this type of macho posturing? Well first they’ll stop being so understanding and then they’ll reply ‘go ahead and do it!’
Now bear in mind that most lenders (e.g. banks, building societies, insurance companies etc) are massive organisations, with vast amounts of money at their disposal. So as much as you might like to think that your business is vital to their continued survival, it isn’t! Even if they received nothing from your bankruptcy, it would make less of an impact on their balance sheet than a fly hittin
The ProblemAt one of the accounting forums I visit, quickbooksgroup.com, somebody wrote to explain a problem she was having in her QuickBooks file. After some posts back and forth with her, I saw that it boiled down to some changes her account
So you brazenly call your lenders’ bluff. You ask for interest to be suspended and then offer them a ridiculously low monthly repayment, backed up by the threat ‘if you want any more then I’ll file for my own bankruptcy and you’ll get nothing’.
Great idea? Not quite!
Most lenders will have heard this type of threat every day of their working lives. It’s just defensive bravado that will make your position worse.
Do you know how most lenders will respond to this type of macho posturing? Well first they’ll stop being so understanding and then they’ll reply ‘go ahead and do it!’
Now bear in mind that most lenders (e.g. banks, building societies, insurance companies etc) are massive organisations, with vast amounts of money at their disposal. So as much as you might like to think that your business is vital to their continued survival, it isn’t! Even if they received nothing from your bankruptcy, it would make less of an impact on their balance sheet than a fly hitti
Your Website may be the slickest, most jaw-dropping beautiful creation known to man but its nothing if it isn't showing on the first page of google search results for your chosen speciality subject. Our starters for ten...Keywords An obvious first c
Great idea? Not quite!
Most lenders will have heard this type of threat every day of their working lives. It’s just defensive bravado that will make your position worse.
Do you know how most lenders will respond to this type of macho posturing? Well first they’ll stop being so understanding and then they’ll reply ‘go ahead and do it!’
Now bear in mind that most lenders (e.g. banks, building societies, insurance companies etc) are massive organisations, with vast amounts of money at their disposal. So as much as you might like to think that your business is vital to their continued survival, it isn’t! Even if they received nothing from your bankruptcy, it would make less of an impact on their balance sheet than a fly hitti
Why is your online sales copy--your 24/7 salesman—not doing his job? Does this scenario sound familiar? You have been working hard to build traffic. Finally, you have watched your visitor rate climb higher than it's ever been. Congratulations! You are excit
Do you know how most lenders will respond to this type of macho posturing? Well first they’ll stop being so understanding and then they’ll reply ‘go ahead and do it!’
Now bear in mind that most lenders (e.g. banks, building societies, insurance companies etc) are massive organisations, with vast amounts of money at their disposal. So as much as you might like to think that your business is vital to their continued survival, it isn’t! Even if they received nothing from your bankruptcy, it would make less of an impact on their balance sheet than a fly hitti
Search Engine Optimisation (SEO) is still one of the most overlooked and under utilised means of advertising a website, and even many web development companies seem to have trouble understanding it, and applying it to the websites they design and develop. S
So they double bluff you.
And then what do you do? Do you back down and look weak (in which case further negotiation will be….difficult, to say the least), or do you follow through with your threat and do something (i.e. file for your own bankruptcy) that you don’t really want to?
Nasty!
You should avoid this at all costs. Don’t even put yourself in that position!
As I said earlier, they don’t want to start legal action, but they will if they have to! So don’t even test them with this little bluff.
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