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Atricle Dump - How is Your Financial Fitness?
Consumers seeking debt assistance are faced with a bewildering assortment of debt companies, services, programs, books, ebooks, and websites. How to tell the scams from the legitimate options? The purpose of this article is to help consumers easily spot and steer clear of one particular scam that is growing through network or multi-level marketing schemes. It goes under different names, such as debt elimination, debt termination, or
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a home, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch the payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers? Let's take a look; if the majority of your financial quiz answers were in the As rang
My business brings me into contact with people all around the globe, and generally speaking, we never get a chance to meet one another face to face; yet important bonds are forged between author and editor, client and writer, and I have to say, that it is not only a source of real pleasure for me to connect with people the world over, it is also a source of pride. It means that I’m doing something right.At least, I hope so.I lost my shirt because of bad financial management and impulsive decisions. Many people are fooling themselves by turning their cheek and looking the other way when it comes to financial situation. Is this you? Take this brief questionaire on financial fitness that I found in the aisle of my local grocery store. It was published by American Media Mini Mags, Inc. Authored by Peter Reilly.
Which phrase best describes your financial philosophy?
a) "Shop till you drop."
b) "Eat drink and be merry, for tomorrow we die."
c) "A penny saved is a penny earned."
What's the highest interest rate you pay on a credit card?
a) 19 percent.
b) 12 percent.
c) 0 percent because you make all purchases in cash.
How do you plan for vacation?
a) You charge it to a credit card and worry about paying for it later.
b) You shop discount travel travel services online like Priceline.com or Orbitz.com and look for the best deal.
c)You budget a little each month so that you can afford that great trip.
When your credit card bills come in each month, you are:
a) panic stricken and have to borrow from one card to pay the minimum on another.
b) surpiised at how much you spent.
c) able to pay the bill in full.
What do you do if you get a raise?
a) Splurge on that home entertainment system you always wanted.
b) Pay some bills and treat the family to a nice dinner out.
c) Stick the extra money in a family emergency fund each month.
When buying insurance, you:
a) pick an agency out of the newspaper that advertises the cheapest rates.
b) go to an established agency because it's near your house.
c) research agencies and compare prices for the best deal without sacrificing service.
What do you do when it's time to pay your taxes?
a) Miss the April 15th deadline so you have to end up paying fines.
b) Don't itemize and just fill out the 1040EZ short form.
c) Itemize and use an online program like TurboTax or tax preparation firm to legitimately reduce your taxes.
When buying a car, you
a) pay sticker price and take whatever additions the salesman suggests.
b) haggle a little, but give in if it comes to a confrontation.
c) do your homework, then are prepared to walk out if the dealer can't meet your price.
How much do you save each payday?
a) Nothing I live paycheck to paycheck.
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a home, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch the payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers? Let's take a look; if the majority of your financial quiz answers were in the As rang
I am a knowledge freak, so I keep looking around for more and more information about various industries, products, services. I always get fascinated with the way the Human Resource department manage the organizational needs. An organization success is determined as much by the skill & motivation of its members as by almost any other factor while this has always been true. The pace & volume of modern change is focusing atten
a) 19 percent.
b) 12 percent.
c) 0 percent because you make all purchases in cash.
How do you plan for vacation?
a) You charge it to a credit card and worry about paying for it later.
b) You shop discount travel travel services online like Priceline.com or Orbitz.com and look for the best deal.
c)You budget a little each month so that you can afford that great trip.
When your credit card bills come in each month, you are:
a) panic stricken and have to borrow from one card to pay the minimum on another.
b) surpiised at how much you spent.
c) able to pay the bill in full.
What do you do if you get a raise?
a) Splurge on that home entertainment system you always wanted.
b) Pay some bills and treat the family to a nice dinner out.
c) Stick the extra money in a family emergency fund each month.
When buying insurance, you:
a) pick an agency out of the newspaper that advertises the cheapest rates.
b) go to an established agency because it's near your house.
c) research agencies and compare prices for the best deal without sacrificing service.
What do you do when it's time to pay your taxes?
a) Miss the April 15th deadline so you have to end up paying fines.
b) Don't itemize and just fill out the 1040EZ short form.
c) Itemize and use an online program like TurboTax or tax preparation firm to legitimately reduce your taxes.
When buying a car, you
a) pay sticker price and take whatever additions the salesman suggests.
b) haggle a little, but give in if it comes to a confrontation.
c) do your homework, then are prepared to walk out if the dealer can't meet your price.
How much do you save each payday?
a) Nothing I live paycheck to paycheck.
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a home, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch the payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers? Let's take a look; if the majority of your financial quiz answers were in the As rang
Anyone who has ever considered quitting their job and starting a mobile car wash or auto detailing company has wondered if they will make enough money to support their current life style. One question we get a lot is “What time do you usually start and end your car wash operations?” In fact the question is so common that it needs to be addressed. Indeed such a mobile service business can be run as a 9-5 job, although any small busin
c) able to pay the bill in full.
What do you do if you get a raise?
a) Splurge on that home entertainment system you always wanted.
b) Pay some bills and treat the family to a nice dinner out.
c) Stick the extra money in a family emergency fund each month.
When buying insurance, you:
a) pick an agency out of the newspaper that advertises the cheapest rates.
b) go to an established agency because it's near your house.
c) research agencies and compare prices for the best deal without sacrificing service.
What do you do when it's time to pay your taxes?
a) Miss the April 15th deadline so you have to end up paying fines.
b) Don't itemize and just fill out the 1040EZ short form.
c) Itemize and use an online program like TurboTax or tax preparation firm to legitimately reduce your taxes.
When buying a car, you
a) pay sticker price and take whatever additions the salesman suggests.
b) haggle a little, but give in if it comes to a confrontation.
c) do your homework, then are prepared to walk out if the dealer can't meet your price.
How much do you save each payday?
a) Nothing I live paycheck to paycheck.
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a home, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch the payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers? Let's take a look; if the majority of your financial quiz answers were in the As rang
Don’t get me wrong, I make a decent living online. I have a passion for what I do, and my hard work has paid respectable dividends, both to me, and to my visitors.The sad part is that what got me interested in making a living online just so happened to be the same empty promises, and the same “Get Rich Quick” hype countless crooked businesses and individuals use each and every day to lure in average, everyday people, looking
a) Miss the April 15th deadline so you have to end up paying fines.
b) Don't itemize and just fill out the 1040EZ short form.
c) Itemize and use an online program like TurboTax or tax preparation firm to legitimately reduce your taxes.
When buying a car, you
a) pay sticker price and take whatever additions the salesman suggests.
b) haggle a little, but give in if it comes to a confrontation.
c) do your homework, then are prepared to walk out if the dealer can't meet your price.
How much do you save each payday?
a) Nothing I live paycheck to paycheck.
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a home, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch the payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers? Let's take a look; if the majority of your financial quiz answers were in the As rang
Do you have your own site? Do you have any banners on your site?Banners are everywhere, the internet is full of them all over the place. So the question is, how do you ad a banner that receives a lot of clicks?- By not placing it with 20 other banners- By adding your banner everywhere you can- By adding more content!The last one is the key. Anyone can just simply add a banner and hope that it gener
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a home, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch the payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers? Let's take a look; if the majority of your financial quiz answers were in the As range, you need help and to realign your money habits and thoughts.
If they are in the Bs range you're like the majority of people out there making ends meat , but you can do better. If you're in the cs range your a financial genius!
Reevaluate the quiz and compare these results to your FICO scores I bet you'll see the correlation. A simple shift in thought and action will set you on the right path.
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