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    of health plan called "risk pools." Risk pools are intended to provide insurance to the uninsurable.

    What I

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    If you have a pre-existing condition that carries high risks for your insurance company, you may have trouble finding an affordable health plan. In fact, companies are not forced to insure you. If you are too risky, they can reject your application.

    More than half of all insured people get their insurance from their companies. Group insurance plans reduce risk by sharing the cost equally. But, what if you can't get into a group plan?

    States offer a type of health plan called "risk pools." Risk pools are intended to provide insurance to the uninsurable.

    What Is

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    an affordable health plan. In fact, companies are not forced to insure you. If you are too risky, they can reject your application.

    More than half of all insured people get their insurance from their companies. Group insurance plans reduce risk by sharing the cost equally. But, what if you can't get into a group plan?

    States offer a type of health plan called "risk pools." Risk pools are intended to provide insurance to the uninsurable.

    What I

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    ur application.

    More than half of all insured people get their insurance from their companies. Group insurance plans reduce risk by sharing the cost equally. But, what if you can't get into a group plan?

    States offer a type of health plan called "risk pools." Risk pools are intended to provide insurance to the uninsurable.

    What I

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    lans reduce risk by sharing the cost equally. But, what if you can't get into a group plan?

    States offer a type of health plan called "risk pools." Risk pools are intended to provide insurance to the uninsurable.

    What I

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    of health plan called "risk pools." Risk pools are intended to provide insurance to the uninsurable.

    What Is A Risk Pool?

    First, let's look at how group insurance works. Even risky individuals can be covered under group health insurance at little cost to insurance companies because everyone shares expenses and risks. When the company has to shell out extra for claims made by a certain individual, the rate of the whole group goes up.

    With individual health plans, there is no group. It's just you. So, private insurance companies look at your medical history

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