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Atricle Dump - 2006 Real Estate Trends: National
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"We're coming down the other side of the mountain," said DeKaser.
The signs include:
Builder pessimism The builders DeKaser surveys are less optimistic than they were even a few months ago. Separately, one leading builder, Pennsylvania-based Toll
In building and runnng an independent private practice or small business, there are many items that need to be monitored closely and should be reviewed periodically. Year-end is a traditional time do this, and this week’s Letter is a "Top Ten" of items to review as the year draws to a close, or whenever you decide to pause, reflect, take stock and re-assess.1. Review your client statistics: How many clients did you have? On average, how long did they stay? How did they describe their problem? What did they ne
The latest report on third-quarter home prices, released in November by the National Association of Realtors, showed continued strength. But increasingly there are signs that prices have reached a plateau.
Of 147 markets tracked, 69 had gains from a year ago of more than 10 percent -- only six metro areas experienced declines.
But from the second quarter to the third quarter, the national median home price rose to $215,900, up just 3.8 percent. That contrasts with a 10.4 percent jump in the prior quarter.
And more and more leading indicators are pointing to a slowdown.
In Boston, real-estate investor Matthew Martinez reports recently having spoken to five condo converters. "They all said the party was over," Martinez said.
In Florida, Elena Filipa, vice president of the Corcoron Group in West Palm, said "We've leveled off. I would say prices will go up this year, but not as fast as they have."
None of this surprises the many economists who have been waiting for a downturn.
Richard DeKaser, chief economist for mortgage banker National City, has been reluctant to call the top, but thinks it has finally passed.
"We're coming down the other side of the mountain," said DeKaser.
The signs include:
Builder pessimism The builders DeKaser surveys are less optimistic than they were even a few months ago. Separately, one leading builder, Pennsylvania-based Toll
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But from the second quarter to the third quarter, the national median home price rose to $215,900, up just 3.8 percent. That contrasts with a 10.4 percent jump in the prior quarter.
And more and more leading indicators are pointing to a slowdown.
In Boston, real-estate investor Matthew Martinez reports recently having spoken to five condo converters. "They all said the party was over," Martinez said.
In Florida, Elena Filipa, vice president of the Corcoron Group in West Palm, said "We've leveled off. I would say prices will go up this year, but not as fast as they have."
None of this surprises the many economists who have been waiting for a downturn.
Richard DeKaser, chief economist for mortgage banker National City, has been reluctant to call the top, but thinks it has finally passed.
"We're coming down the other side of the mountain," said DeKaser.
The signs include:
Builder pessimism The builders DeKaser surveys are less optimistic than they were even a few months ago. Separately, one leading builder, Pennsylvania-based Toll
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In Boston, real-estate investor Matthew Martinez reports recently having spoken to five condo converters. "They all said the party was over," Martinez said.
In Florida, Elena Filipa, vice president of the Corcoron Group in West Palm, said "We've leveled off. I would say prices will go up this year, but not as fast as they have."
None of this surprises the many economists who have been waiting for a downturn.
Richard DeKaser, chief economist for mortgage banker National City, has been reluctant to call the top, but thinks it has finally passed.
"We're coming down the other side of the mountain," said DeKaser.
The signs include:
Builder pessimism The builders DeKaser surveys are less optimistic than they were even a few months ago. Separately, one leading builder, Pennsylvania-based Toll
Many people want to have more money – OK everyone does. However, most people don’t know how to go about building wealth, even if they are high income earners. Their money often just sits in their bank account, because they really don’t know what to do with it or they are too afraid to take a risk. When it comes to us, the actors and artists, we also don’t want to risk losing the scant amount of money we have earned because we need that to make ends meet while we pursue our artistic careers. What you have to serio
None of this surprises the many economists who have been waiting for a downturn.
Richard DeKaser, chief economist for mortgage banker National City, has been reluctant to call the top, but thinks it has finally passed.
"We're coming down the other side of the mountain," said DeKaser.
The signs include:
Builder pessimism The builders DeKaser surveys are less optimistic than they were even a few months ago. Separately, one leading builder, Pennsylvania-based Toll
What is a CNC Machine? CNC stands for Computer Numeric Control. Sounds complicated, but it isn’t. Years ago, it was just NC, or Numeric Control. Since, they’ve added computers to control the machine.In the simplest of terms, think of a drill press. It’s a machine that drills holes. But before you can drill the hole, you have to loosen the chuck, install the correct drill bit, drill the hole in the correct place, turn off the drill, and remove the drill bit. Manually, this could be time consuming and caus
"We're coming down the other side of the mountain," said DeKaser.
The signs include:
Builder pessimism The builders DeKaser surveys are less optimistic than they were even a few months ago. Separately, one leading builder, Pennsylvania-based Toll Brothers, announced last week that expected demand for 2006 would be down, resulting in moderating price increases and fewer sales.
New-home sales declining DeKaser also notes that the number of new homes sold have fallen sharply since peaking in July at an annual rate of 1.3 million units.
DeKaser calls new-home sales (rather than existing-home sales) the canary in the coal mine. "Developers tend to be more sensitive to market conditions," he said. They have cash flow issues, payrolls, and loans that put more pressure on them to sell.
Ordinary home sellers are often more selective than developers, even taking properties off the market if they don't get the price they want. Developers have to drop prices to move inventory.
Inventories rising Supplies of new homes are way up, to nearly 500,000 units, from 350,000 a few months ago. "That's an all-time high for new homes," says DeKaser. The higher the inventory, the more likely prices will fall.
Sell times are up Houses are sitting on the market longer. New homes now take about 4.1 months to sell and existing homes 4.7; both figures are up substantially.
What to expect
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