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    If you are in the process of refinancing your mortgage, qualifying for the lowest mortgage rate will save you thousands of dollars. The mortgage rate you receive depends less on your credit rating than you might think. Here are several tips to help you negotiate for the lowest mortgage rate and avoid paying unnecessar
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    Cleaning up your credit before refinancing your mortgage will help you qualify for a lower mortgage rate. The only problem is that you never receive the interest rate you qualified for when your mortgage comp

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