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    Investing Stock Market ABC's
    While most folks today trust mutual funds and their professional managers with their investments, it’s still important to understand the basics of the stock market. Although investing in individual stocks may not be right for everyone, a basic understanding of the stock market is essential to understanding the workings of our economy and business sector.A stock is a portion of ownership in a company. Commonly referred to as a share, it is a small percentage of the total ownership pool for the corporation. Shareholders are stock owners, or people who have an ownership interest in the corporation. Today, shares are usually tracked electronically, but in previous decades shareholders would actually receive a certificate stating their ownership.Why own stocks? First, you are sharing in the company’s profits. When a corporation shows a profit, they will sometimes distribute these profits to each shareholder, based on how much stock they own. This distribution is called a dividend. Company’s can elect to pay out their profits or re
    e the body of the report, not before. Use your list of headings as a guide.

    Keep strictly to the facts - this is still part of the report, not your interpretation of it. Strip each sentence down to bare bones with minimal adjectives and adverbs. Use short words and sentences. Don't just get to the point - start with it and stick to it.

    4. If your interpretation is called for, keep it separate

    If part of your remit is to comment on the report and/or its conclusions, keep this separate from the main body of information. (Blocked off in a box or under a clearly separated heading will do.)

    Naturally as you're professional you will be as objective as possible. But if you do feel strongly one way or another, ensure that your argument is put as reasonably as possible without going on for pages and pages. Remember, brief is beautiful, although it's harder to write briefly (and

    How To Find The Best Home Equity Loan Rates
    There is certainly no shortage of home equity loan companies on the market today. You only need to turn on your TV to understand what I mean. Every bank, credit union, and financial institution offers home equity loans to their customers. That's great, buy how do you find the best home equity loan rates that are the best for you and your situation?There is no quick way to find the best rates without taking a little time and doing some research, but the good news is that by doing this, you'll find the best home equity loan rates that will save you the most amount of money.Most financial and banking experts agree; the best home equity loans have the lowest possible fixed rates as well as tax-deductible benefits.While an adjustable rate home equity loan may seem like a better deal right now, it won't be over the long term. The fluctuations in interest rates are cause of concern. You have no idea what interest rates will be in 2 years, 5 years, or even 10 years from now. You could easily find yourself paying 5% or more in interest
    There is one key difference between reports and most other forms of business writing, and we get a hint of that in the word, "report." Whereas with many other forms of written comms you can be a little creative and put your own slant on your words, in a report you must not. Not in theory, anyway.

    In a report, you're supposed to report - not embellish, embroider, influence, etc. Just the facts and nothing but the facts.

    This does not, however, mean that reports need to be dull and boring. It does, however, mean that you can't make the content more interesting than it really is. Impossible? No, it just takes some good organization and clear writing.

    Before we go any further, there are numerous books and training courses on the market that teach you the formalities and practicalities of report writing. Some are more long-winded than others. Most of them are good.

    Here in this article I can't do what other writers do in a book, so if you need to write reports a lot, I recommend that you buy one or two of the most popular books and study them. What I'm doing here then, is to highlight the points I think are most important to help you make your reports more readable, and the information in them come across more vividly.

    If you work in a larger organization, there will probably be set formats for reports, at least for the internal variety. Whether you like them or not you're normally obliged to stick to them. However the way you roll out and write your content is still up to you.

    So what are the key points to focus on?

    1. Write for your reader

    Don't allow yourself to fall into "business" jargon and phrasing no matter how much you or other people may feel it's more appropriate. It isn't. Use language and tone of voice that your key readers will feel comfortable with. If you don't know what they feel comfortable with, find out. It's well worth taking the trouble, because it will make the report much more enjoyable for them to read - a good reflection on you.

    If your report is to be read by a wide variety of different audiences, focus your language on the most important groups. Ensure that less topic-literate readers are catered for by using discreet explanations of technical terms or perhaps a short glossary of terms as an appendix within the report.

    2. Organize your information sensibly

    Start by writing yourself out a list of headings which start at the beginning and finish with the conclusions of your information. If you must include a lot of background information before you get into the "meat" of the information, section it off clearly with headings that say that it's background ("Research Project Objectives," "Research Methods Used To Collate Information," "Personnel Involved In Questionnaire," etc.) so those who know it all already can skip straight to the important stuff.

    Make sure your headings "tell the story" so someone glancing through those alone will get the basic messages. (You'll find that busy executives will thank you for doing this, especially when they have 16 other, similar reports to read in a crowded commuter train on the way into a meeting to discuss all of them.) Then fill in the details under each heading as concisely as you can.

    3. Use an "executive summary" to tell it in a nutshell

    Depending on the nature of your report you may be expected to include an executive summary, or at least an introduction that captures the key points of your information. The objective of this is to give the reader the key issues as quickly as possible. Write this after you've done the body of the report, not before. Use your list of headings as a guide.

    Keep strictly to the facts - this is still part of the report, not your interpretation of it. Strip each sentence down to bare bones with minimal adjectives and adverbs. Use short words and sentences. Don't just get to the point - start with it and stick to it.

    4. If your interpretation is called for, keep it separate

    If part of your remit is to comment on the report and/or its conclusions, keep this separate from the main body of information. (Blocked off in a box or under a clearly separated heading will do.)

    Naturally as you're professional you will be as objective as possible. But if you do feel strongly one way or another, ensure that your argument is put as reasonably as possible without going on for pages and pages. Remember, brief is beautiful, although it's harder to write briefly (and

    Mortgage Refinancing Online: Use the Internet to Find the Best Mortgage Deal
    Using the Internet makes the process of refinancing your mortgage easier and allows you to find the best deal for your mortgage. Here are several tips to help you utilize the Internet to find the best mortgage for your situation.Review Your Credit and Prepare a Budget FirstBefore you do anything else when you are ready to refinance your mortgage you need to review your credit records for errors. Your credit records are maintained by three separate credit entities and are extremely prone to errors. Your credit score is determined by the contents of your credit records; any errors will have a significant impact on this score.If you do not already have a budget for your finances you should prepare one before applying. Use a mortgage calculator to determine how much you can afford and how the interest rate affects your monthly payment amount.Pre-qualify for the New Mortgage OnlineOnce you have prepared a budget and taken stock of your credit you should start shopping for mortgage lenders. Pre-qualifying allows y
    this article I can't do what other writers do in a book, so if you need to write reports a lot, I recommend that you buy one or two of the most popular books and study them. What I'm doing here then, is to highlight the points I think are most important to help you make your reports more readable, and the information in them come across more vividly.

    If you work in a larger organization, there will probably be set formats for reports, at least for the internal variety. Whether you like them or not you're normally obliged to stick to them. However the way you roll out and write your content is still up to you.

    So what are the key points to focus on?

    1. Write for your reader

    Don't allow yourself to fall into "business" jargon and phrasing no matter how much you or other people may feel it's more appropriate. It isn't. Use language and tone of voice that your key readers will feel comfortable with. If you don't know what they feel comfortable with, find out. It's well worth taking the trouble, because it will make the report much more enjoyable for them to read - a good reflection on you.

    If your report is to be read by a wide variety of different audiences, focus your language on the most important groups. Ensure that less topic-literate readers are catered for by using discreet explanations of technical terms or perhaps a short glossary of terms as an appendix within the report.

    2. Organize your information sensibly

    Start by writing yourself out a list of headings which start at the beginning and finish with the conclusions of your information. If you must include a lot of background information before you get into the "meat" of the information, section it off clearly with headings that say that it's background ("Research Project Objectives," "Research Methods Used To Collate Information," "Personnel Involved In Questionnaire," etc.) so those who know it all already can skip straight to the important stuff.

    Make sure your headings "tell the story" so someone glancing through those alone will get the basic messages. (You'll find that busy executives will thank you for doing this, especially when they have 16 other, similar reports to read in a crowded commuter train on the way into a meeting to discuss all of them.) Then fill in the details under each heading as concisely as you can.

    3. Use an "executive summary" to tell it in a nutshell

    Depending on the nature of your report you may be expected to include an executive summary, or at least an introduction that captures the key points of your information. The objective of this is to give the reader the key issues as quickly as possible. Write this after you've done the body of the report, not before. Use your list of headings as a guide.

    Keep strictly to the facts - this is still part of the report, not your interpretation of it. Strip each sentence down to bare bones with minimal adjectives and adverbs. Use short words and sentences. Don't just get to the point - start with it and stick to it.

    4. If your interpretation is called for, keep it separate

    If part of your remit is to comment on the report and/or its conclusions, keep this separate from the main body of information. (Blocked off in a box or under a clearly separated heading will do.)

    Naturally as you're professional you will be as objective as possible. But if you do feel strongly one way or another, ensure that your argument is put as reasonably as possible without going on for pages and pages. Remember, brief is beautiful, although it's harder to write briefly (and

    An Exercise: Endings in Fiction
    To satisfy the reader emotionally, a good ending is as important as a good beginning. Readers should not finish our stories with a bad taste or a feeling of something left in the air. Whether the endings are expected, surprising, or unpredictable, our stories should leave the readers feeling glad that they spent time reading them.To illustrate the several types of endings, let’s imagine we already have written a story with the protagonist John, antagonist Edward, and a third conflict-causing character or love interest, Millicent.Hollywood Ending: This is the happy ending where the hero will get the girl or win over a villain and bring peace to the planet.Into John’s eyes filled the light from the flicker of the Christmas decorations when Millicent handed him a glass of eggnog. “Edward is gone for good,” she said. John put the eggnog on the table and led Millicent by the hand, until he stopped her under the mistletoe. Ironic Ending: This is the bittersweet ending when the hero may win with a lo
    ill feel comfortable with. If you don't know what they feel comfortable with, find out. It's well worth taking the trouble, because it will make the report much more enjoyable for them to read - a good reflection on you.

    If your report is to be read by a wide variety of different audiences, focus your language on the most important groups. Ensure that less topic-literate readers are catered for by using discreet explanations of technical terms or perhaps a short glossary of terms as an appendix within the report.

    2. Organize your information sensibly

    Start by writing yourself out a list of headings which start at the beginning and finish with the conclusions of your information. If you must include a lot of background information before you get into the "meat" of the information, section it off clearly with headings that say that it's background ("Research Project Objectives," "Research Methods Used To Collate Information," "Personnel Involved In Questionnaire," etc.) so those who know it all already can skip straight to the important stuff.

    Make sure your headings "tell the story" so someone glancing through those alone will get the basic messages. (You'll find that busy executives will thank you for doing this, especially when they have 16 other, similar reports to read in a crowded commuter train on the way into a meeting to discuss all of them.) Then fill in the details under each heading as concisely as you can.

    3. Use an "executive summary" to tell it in a nutshell

    Depending on the nature of your report you may be expected to include an executive summary, or at least an introduction that captures the key points of your information. The objective of this is to give the reader the key issues as quickly as possible. Write this after you've done the body of the report, not before. Use your list of headings as a guide.

    Keep strictly to the facts - this is still part of the report, not your interpretation of it. Strip each sentence down to bare bones with minimal adjectives and adverbs. Use short words and sentences. Don't just get to the point - start with it and stick to it.

    4. If your interpretation is called for, keep it separate

    If part of your remit is to comment on the report and/or its conclusions, keep this separate from the main body of information. (Blocked off in a box or under a clearly separated heading will do.)

    Naturally as you're professional you will be as objective as possible. But if you do feel strongly one way or another, ensure that your argument is put as reasonably as possible without going on for pages and pages. Remember, brief is beautiful, although it's harder to write briefly (and

    Buying A Business - 10 Important Items You Need To Know
    80% of all business buyers never end up buying a business! Many factors contribute to this statistic, but by following the points below, you should be successful in locating and buying a business that interests you and completing the transaction!Know The Types/Sizes/Locations Of Businesses You Want To BuyBefore you start calling/contacting business brokers, owner/sellers, and agents make sure you know what types, sizes, and locations of businesses you are looking to buy. Make sure you post a request by calling the www.USABizMart customer support staff - this is a great way of getting the word out quickly and efficiently to all parties selling businesses. If you seem uncertain about your search criteria, brokers and agents will not spend a lot of time with you. There are many more buyers than sellers on the market and brokers/agents and owner/sellers like to work with buyers, who are serious, motivated, and know what they are looking for. Have available and send/fax/email to potential sellers and brokers/agents an Acquisition Criteria
    " "Research Methods Used To Collate Information," "Personnel Involved In Questionnaire," etc.) so those who know it all already can skip straight to the important stuff.

    Make sure your headings "tell the story" so someone glancing through those alone will get the basic messages. (You'll find that busy executives will thank you for doing this, especially when they have 16 other, similar reports to read in a crowded commuter train on the way into a meeting to discuss all of them.) Then fill in the details under each heading as concisely as you can.

    3. Use an "executive summary" to tell it in a nutshell

    Depending on the nature of your report you may be expected to include an executive summary, or at least an introduction that captures the key points of your information. The objective of this is to give the reader the key issues as quickly as possible. Write this after you've done the body of the report, not before. Use your list of headings as a guide.

    Keep strictly to the facts - this is still part of the report, not your interpretation of it. Strip each sentence down to bare bones with minimal adjectives and adverbs. Use short words and sentences. Don't just get to the point - start with it and stick to it.

    4. If your interpretation is called for, keep it separate

    If part of your remit is to comment on the report and/or its conclusions, keep this separate from the main body of information. (Blocked off in a box or under a clearly separated heading will do.)

    Naturally as you're professional you will be as objective as possible. But if you do feel strongly one way or another, ensure that your argument is put as reasonably as possible without going on for pages and pages. Remember, brief is beautiful, although it's harder to write briefly (and

    Traffic Generation - Effective Ways to Earn Traffic
    Admit it or not, traffic is very essential for a website to expand, grow, and earn!Undoubtedly, it is every person’s goal to attain the highest traffic on any visited sites. Aside from the prestige that it brings, it also automatically gives you the privilege of getting high ranks by most search engines. Not to mention how well you will be paid when you drive huge traffic on your site. Truly, building traffic is one online element that every online businessman should consider thinking deeply, strategically, and intelligently. The source of honey of every site depends on the generated traffic.So, what does it take for one to get more traffic on his site? The pointers below may help shed light to the million-dollar question.* Come up with a relevant content. Your content says everything about what you are. It is imperative then that you intellectually outline and compose your site content. It is only when you have written worthy and pertinent information that you can be, at least, assured by your readers the traffic tha
    e the body of the report, not before. Use your list of headings as a guide.

    Keep strictly to the facts - this is still part of the report, not your interpretation of it. Strip each sentence down to bare bones with minimal adjectives and adverbs. Use short words and sentences. Don't just get to the point - start with it and stick to it.

    4. If your interpretation is called for, keep it separate

    If part of your remit is to comment on the report and/or its conclusions, keep this separate from the main body of information. (Blocked off in a box or under a clearly separated heading will do.)

    Naturally as you're professional you will be as objective as possible. But if you do feel strongly one way or another, ensure that your argument is put as reasonably as possible without going on for pages and pages. Remember, brief is beautiful, although it's harder to write briefly (and include all the important points) than it is to produce words in abundance.

    5. Don't get carried away with illustrations

    Graphs and charts are great to illustrate important issues and like the man said, "a picture is worth a thousand words." However ensure that those you use are of a level of complexity that will be understood by the least topic-literate of your readers. There's nothing more irritating than a graph that takes you 20 minutes to decipher. It's not so much a case that readers are too stupid to understand a complex graph, as it is that they don't want to spend too much time working it out. The easier/quicker you make it for readers to understand and assimilate your information, the more successful your report.

    Try, also, to keep graphs and charts physically adjacent to the text that talks about the same thing. There's nothing more irritating for the reader if they have to keep flipping from front to back of a document. (When in doubt, think of someone reading your report on that crowded commuter train.)

    6. Cut the clutter

    Still on that topic, try to avoid including too many diverse elements in your report, no matter how long and involved it is. If you do need to include appendices and various bits of background material, research statistics, etc., make sure they're neatly labeled and contained at the back of your document.

    As I suggested earlier, don't ask readers to skip back and forth, directing them with asterisks and other reference directing symbols. If you're writing a medical report or paper then you're obliged to include these when quoting references from other papers, but please keep even these to a minimum. They're very distracting and can break your reader's concentration.

    7. Take some trouble to make it look nice

    I know you shouldn't judge a book by its cover, but people do. Like it or not. According to UK Image consultant Tessa S, when you walk into a meeting, 55% of your first impression of someone is reflected exclusively in the way you're dressed. Documents fall into the same hole. So how your document looks goes a long way to creating the right impression of your work, and of you.

    Obviously if a report is due to go outside your organization and particularly to clients or customers, you will be careful to ensure it's polished and clearly branded with your corporate identity and all that. However, how an internal report looks is important, too, although your Head of Finance might have apoplexy if you bind it in expensive glossy card. Be sensible with the internal variety - neat, understated, groomed looks don't have to cost much but they "say" a lot about the value of your report (and you.)

    8. A minute on minutes

    I think minute-taking is a horrible job, having done so for 6 years while on a charity fundraising committee. And being useless at handwriting (thanks to decades of computers and typewriters) never mind shorthand (was thrown out of secretarial school after 3 weeks) I struggled for months to scribble everything down to pr?cis later, until I realized that my brain was a far more efficient filter of information.

    At the end of each agenda item, I asked myself the classic reporter questions of "who, what, where, when, why, how and how much." All I had to do was jot down a few words and when I got home to my trusty PC, I could expand those into realistic summaries of what went on. As much of the dialogue in meetings is either unnecessary, repetitive, or both, simply use your brain as a filter. That's what it's trained to do for you in your day-to-day life

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