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Atricle Dump - Workplace Violence - Acknowledge, Anticipate, and Act
Business Debt Consolidation Loan - Is a Business Debt Consolidation Loan the Way to Go? hooting sprees, executions, etc.Most entrepreneurs from J. Paul Getty to the local cybernet caf? owner carry business loans. Not only are they usually necessary to start up and to grow a venture, they are often the best way to establish a sound credit rating. The best way to get a stellar credit rating is to take out a loan and to pay it off at slightly higher than the required amount with fastidiously punctual payments. But the combination of existing financial obligations taken together with the business debt that results from day to day activity can result in a problem that can spiral out of proportion in times of economic slowdown, or if the community finances take a turn for the worst. When these payments become a burden and more of your time is spent making smaller payments and bigger excuses to impatient creditors, it is time to seek out, and obtain business debt consolidation advice.What can a financial consultant do for your business? There are several viable remedies that will provide real relief. A qualified and experienced consultant will usually propose business debt consolidation or business debt settlement. With business debt settlement, a skilled professional will negotiate that you be required to pay a portion of the actual debt owed by reducing or entirely eliminating the interest and even bartering down the principal of the loan. This strategy is best reserved for • Make statements like “he will get his” or “what comes around goes around” or “one of these days I’ll have my say” • At once lack people skills and are good at their tasks, paying attention to the details • Are sometimes sexist or sexually harass others • Have had trouble with the law, even just a minor incident • Might be addicted to alcohol, prescription or street drugs Any combination of these is enough to lead to workplace violence. Even just one is a red flag. In days or weeks prior to a violent act, significant emotional events may push questionable employees to commit violent acts. They might feel humiliated as a result of being proven wrong, or lose out on a promotion or pay raise. Love interests might reject them. Marriages might end. The ensuing emotional storm and physical symptoms (e.g., trouble sleeping, fatigue, sudden weight loss or gain, and other maladies) resulting from any of these scenarios can overwhelm the fragile soul, one prone to acts of rage in the absence of a social safety net; managers, therefore, should encourage employees to maintain strong social networks at work. Peers have a way of anticipating disaster before it happens. Downsizing might upsize aggression Organizational downsizing may be a major contributor, too. Employ Ways to Determine the Value of a Business Part I—Acknowledge that workplace violence will happenDetermining the value of a business you are considering purchasing is a tricky subject. Most owners think their businesses are worth far more than they are. And in the end the true value of anything is determined by what a willing seller is willing to sell it for and a willing buyer is willing to buy it for.Step one would be to acquire the use of West’s Business Brokerage Handbook and skim through the rules of thumb sections. If you are looking, for instance, at a dry cleaning business Tom West, the author, describes the nationwide average values of dry cleaning businesses using either the gross sales percentage method—usually from .75 to 1.5 times the annual gross sales; or the cash flow method, which is usually 2.5 times the net income plus discretionary spending the owner benefits from. Value of real estate included is added to this figure. As you can see there can be a wide variation.Of course, nothing really beats a true business valuation, or third party independent appraisal of the value of the business. A business broker who is also a certified business intermediary can probably arrange for a valuation from one of the companies the SBA recognizes. These valuations for a small business can range in price from $800 to $1,500 with a reputable company. But beware! There are several companies charging from $5,000 to $10,000 for worthless “ The workplace has become a dangerous place. Just ask staff and faculty at Virginia Tech University or the people at NASA. People prone to committing violent acts are in fact mentally unstable, and they work alongside us every day. Organizations of all kinds must develop policies and contingency plans to deal with the potentialities of workplace violence. Unbalanced people cause disruptions Many Americans are mentally ill. The National Institute of Mental Health estimates that 26.2 percent of Americans ages 18 and older—close to 60 million people—suffer from an identifiable mental disorder. The killer at Virginia Tech clearly fell under this category, and while mass murder at work or elsewhere remains a rare event, worker-against-worker violence and on-the-job homicide happens all too often. No matter who studies the matter, the numbers are gloomy. Statistics from the Occupational Health & Safety Association claim that 2 million Americans are victims of workplace violence each year. According to the Bureau of Justice Statistics, each year about 1.7 million workers in the United States are injured during workplace, and, according to the U.S. Bureau of Labor Statistics' 2005 Census of Fatal Occupational Injuries (CFOI), the years 1992 through 2004 saw an average of 807 workplace homicides annually. While the most recent of these years, according to the CFOI, have seen a modest drop in incidents in the United States, the problem is growing worldwide, as found by a United Nations' International Labour Office study released last year. Guidelines restore order and prevent violence Officials cannot control the behavior of others, but they can incorporate guidelines to follow. They just need help. Faced with a range of threats, such as disgruntled employees, domestic violence, stalkers, and, of course, robberies, rapes, and assaults, American businesses and organizations are hiring consultants in record numbers to design programs that train employees and employers in how to predict and prevent violence on the job. By developing official policies that include safety procedures, hiring and firing practices, threat management, crisis intervention and supervisory training to address the “red flags,” the organization and security consultant can join forces to reduce the risk of violence. Understanding human behavior is a key ingredient in countering this violence, and management must learn this skill, according to a recent article in The Wall Street Journal, "Bosses Have to Learn How to Confront Troubled Employees." The same article points to major corporations that have implemented programs that train managers in how to spot troubled, potentially violent workers and have instituted hotlines employees may use to report workplace violence. A study by the Society for Human Resource Management finds that 68 percent of employers have a formal workplace violence policy. A survey by the American Society of Industrial Security finds 25 percent of firms turning to employee training, 15 percent to zero-tolerance policies, and 13 percent to limited building access in their attempts to prevent workplace violence. What's clear is the need for intelligent anticipatory strategies. The next installment of this series will look at the behaviors employers must anticipate in determining who might be a perpetrator of workplace violence. Part II—Anticipate workplace violence before it happens In the previous installment of this three-part series, "Workplace Violence: Acknowledge, Anticipate, and Act," we acknowledged the problem by looking at statistics on workplace violence worldwide and touching upon the prevalence of various guiding policies that organizations have already put in place to counter the trends. We will now explore how organizations can anticipate workplace violence before it happens. Anticipate problems As mentioned last time, zero-tolerance policies are among those gaining in popularity. Behavior that was at one time looked at as harmless is now considered hazardous, and it is possible to create psychological profiles of people most likely to commit a potential act of violence. Causes for concern are any employees who: • Constantly make slighting references to others • Consider themselves superior • Are never happy with what is going on • Exhibit a need to constantly force own opinions on others • Have a compulsive need to control others • Seem paranoid (convinces that other employees are "out to get them") • Are consistently unreasonable • Makes coworkers feel uneasy just by their mere presence • See a conspiracy to all functions of society • Own firearms and share what seems to be obsessive interests in military, law enforcement or underground military groups • Don’t take responsibility for any of their behaviors or faults or mistakes (always "someone else’s fault") • Take legal action against the company, constantly filing one grievance after another • Blow everything out of proportion • Have many hate and anger issues on and off the job, whether with co-workers, family, friends, or the government • Applaud certain violent acts portrayed in the media such as racial incidences, domestic violence, shooting sprees, executions, etc. • Make statements like “he will get his” or “what comes around goes around” or “one of these days I’ll have my say” • At once lack people skills and are good at their tasks, paying attention to the details • Are sometimes sexist or sexually harass others • Have had trouble with the law, even just a minor incident • Might be addicted to alcohol, prescription or street drugs Any combination of these is enough to lead to workplace violence. Even just one is a red flag. In days or weeks prior to a violent act, significant emotional events may push questionable employees to commit violent acts. They might feel humiliated as a result of being proven wrong, or lose out on a promotion or pay raise. Love interests might reject them. Marriages might end. The ensuing emotional storm and physical symptoms (e.g., trouble sleeping, fatigue, sudden weight loss or gain, and other maladies) resulting from any of these scenarios can overwhelm the fragile soul, one prone to acts of rage in the absence of a social safety net; managers, therefore, should encourage employees to maintain strong social networks at work. Peers have a way of anticipating disaster before it happens. Downsizing might upsize aggression Organizational downsizing may be a major contributor, too. Employ Interim Management - Increasingly Part Of The Plan aw an average of 807 workplace homicides annually. While the most recent of these years, according to the CFOI, have seen a modest drop in incidents in the United States, the problem is growing worldwide, as found by a United Nations' International Labour Office study released last year.Interim management has traditionally been seen as a reactive response to organisational failure. Increasingly, a new breed of interims are emerging – people who regard interim management as a career and have transferable leadership skills to work across sectors. Building in organisational capacity to accommodate career interims ‘as part of the solution’ is discussed.Interim management saw rapid growth in the private sector in the 1990s. It experienced a decline as the downturn bit in 2000 but has shown signs of picking up in the last eighteen months. In the public sector interim management has been slower to take off but has seen rapid growth in the last two to three years, first in London and then throughout the country. As with the private sector, interim management was associated with organisational failure but is now slowly being seen as part of the solution.In both sectors – private and public – many corporate HR specialists, as well as group managers, are only just beginning to see the potential in recruiting interim managers as part of their change programmes. As such, interim management is still very much an untapped resource.Below, we explore these issues in greater depth with Linda Booth, Group HR Director for United Utilities, a FTSE100 company. The interview is interspersed with real life examples where Veredus interim managers have b Guidelines restore order and prevent violence Officials cannot control the behavior of others, but they can incorporate guidelines to follow. They just need help. Faced with a range of threats, such as disgruntled employees, domestic violence, stalkers, and, of course, robberies, rapes, and assaults, American businesses and organizations are hiring consultants in record numbers to design programs that train employees and employers in how to predict and prevent violence on the job. By developing official policies that include safety procedures, hiring and firing practices, threat management, crisis intervention and supervisory training to address the “red flags,” the organization and security consultant can join forces to reduce the risk of violence. Understanding human behavior is a key ingredient in countering this violence, and management must learn this skill, according to a recent article in The Wall Street Journal, "Bosses Have to Learn How to Confront Troubled Employees." The same article points to major corporations that have implemented programs that train managers in how to spot troubled, potentially violent workers and have instituted hotlines employees may use to report workplace violence. A study by the Society for Human Resource Management finds that 68 percent of employers have a formal workplace violence policy. A survey by the American Society of Industrial Security finds 25 percent of firms turning to employee training, 15 percent to zero-tolerance policies, and 13 percent to limited building access in their attempts to prevent workplace violence. What's clear is the need for intelligent anticipatory strategies. The next installment of this series will look at the behaviors employers must anticipate in determining who might be a perpetrator of workplace violence. Part II—Anticipate workplace violence before it happens In the previous installment of this three-part series, "Workplace Violence: Acknowledge, Anticipate, and Act," we acknowledged the problem by looking at statistics on workplace violence worldwide and touching upon the prevalence of various guiding policies that organizations have already put in place to counter the trends. We will now explore how organizations can anticipate workplace violence before it happens. Anticipate problems As mentioned last time, zero-tolerance policies are among those gaining in popularity. Behavior that was at one time looked at as harmless is now considered hazardous, and it is possible to create psychological profiles of people most likely to commit a potential act of violence. Causes for concern are any employees who: • Constantly make slighting references to others • Consider themselves superior • Are never happy with what is going on • Exhibit a need to constantly force own opinions on others • Have a compulsive need to control others • Seem paranoid (convinces that other employees are "out to get them") • Are consistently unreasonable • Makes coworkers feel uneasy just by their mere presence • See a conspiracy to all functions of society • Own firearms and share what seems to be obsessive interests in military, law enforcement or underground military groups • Don’t take responsibility for any of their behaviors or faults or mistakes (always "someone else’s fault") • Take legal action against the company, constantly filing one grievance after another • Blow everything out of proportion • Have many hate and anger issues on and off the job, whether with co-workers, family, friends, or the government • Applaud certain violent acts portrayed in the media such as racial incidences, domestic violence, shooting sprees, executions, etc. • Make statements like “he will get his” or “what comes around goes around” or “one of these days I’ll have my say” • At once lack people skills and are good at their tasks, paying attention to the details • Are sometimes sexist or sexually harass others • Have had trouble with the law, even just a minor incident • Might be addicted to alcohol, prescription or street drugs Any combination of these is enough to lead to workplace violence. Even just one is a red flag. In days or weeks prior to a violent act, significant emotional events may push questionable employees to commit violent acts. They might feel humiliated as a result of being proven wrong, or lose out on a promotion or pay raise. Love interests might reject them. Marriages might end. The ensuing emotional storm and physical symptoms (e.g., trouble sleeping, fatigue, sudden weight loss or gain, and other maladies) resulting from any of these scenarios can overwhelm the fragile soul, one prone to acts of rage in the absence of a social safety net; managers, therefore, should encourage employees to maintain strong social networks at work. Peers have a way of anticipating disaster before it happens. Downsizing might upsize aggression Organizational downsizing may be a major contributor, too. Employ The 4 Business Plan Threats hat have implemented programs that train managers in how to spot troubled, potentially violent workers and have instituted hotlines employees may use to report workplace violence.There are four critical areas causing business plans to change. All are changing trends in the business environment. The four areas we will examine are: 1) government trends, 2) economic trends. 3) technological trends and 4) cultural trends. Each one causes a specific impact on our decisions and requires us to make adjustments. Some changes are dramatic and require dramatic reactions to minimize their effect on our business.First are government trends. There are several different sources caused by changes in regulations, tax policies and new legal precedence. Most of these are not a direct result of what we are doing in our business, but are the result of political and social shifts. On the legal side, changes result from court cases. It is absolutely necessary to address these changes because of both the financial and legal jeopardy. The result will be changes to not only our business plans but also our business conduct.Second are economic trends. These changes occur because the local, national and international environment changes. Typical of these trends are changes in inflation rates, interest rates and the comparative value of currency (foreign exchange rates). Notice that all of these changes are directly and indirectly effects of government actions. These trends require us to adapt our business plan to the new conditions.Nex A study by the Society for Human Resource Management finds that 68 percent of employers have a formal workplace violence policy. A survey by the American Society of Industrial Security finds 25 percent of firms turning to employee training, 15 percent to zero-tolerance policies, and 13 percent to limited building access in their attempts to prevent workplace violence. What's clear is the need for intelligent anticipatory strategies. The next installment of this series will look at the behaviors employers must anticipate in determining who might be a perpetrator of workplace violence. Part II—Anticipate workplace violence before it happens In the previous installment of this three-part series, "Workplace Violence: Acknowledge, Anticipate, and Act," we acknowledged the problem by looking at statistics on workplace violence worldwide and touching upon the prevalence of various guiding policies that organizations have already put in place to counter the trends. We will now explore how organizations can anticipate workplace violence before it happens. Anticipate problems As mentioned last time, zero-tolerance policies are among those gaining in popularity. Behavior that was at one time looked at as harmless is now considered hazardous, and it is possible to create psychological profiles of people most likely to commit a potential act of violence. Causes for concern are any employees who: • Constantly make slighting references to others • Consider themselves superior • Are never happy with what is going on • Exhibit a need to constantly force own opinions on others • Have a compulsive need to control others • Seem paranoid (convinces that other employees are "out to get them") • Are consistently unreasonable • Makes coworkers feel uneasy just by their mere presence • See a conspiracy to all functions of society • Own firearms and share what seems to be obsessive interests in military, law enforcement or underground military groups • Don’t take responsibility for any of their behaviors or faults or mistakes (always "someone else’s fault") • Take legal action against the company, constantly filing one grievance after another • Blow everything out of proportion • Have many hate and anger issues on and off the job, whether with co-workers, family, friends, or the government • Applaud certain violent acts portrayed in the media such as racial incidences, domestic violence, shooting sprees, executions, etc. • Make statements like “he will get his” or “what comes around goes around” or “one of these days I’ll have my say” • At once lack people skills and are good at their tasks, paying attention to the details • Are sometimes sexist or sexually harass others • Have had trouble with the law, even just a minor incident • Might be addicted to alcohol, prescription or street drugs Any combination of these is enough to lead to workplace violence. Even just one is a red flag. In days or weeks prior to a violent act, significant emotional events may push questionable employees to commit violent acts. They might feel humiliated as a result of being proven wrong, or lose out on a promotion or pay raise. Love interests might reject them. Marriages might end. The ensuing emotional storm and physical symptoms (e.g., trouble sleeping, fatigue, sudden weight loss or gain, and other maladies) resulting from any of these scenarios can overwhelm the fragile soul, one prone to acts of rage in the absence of a social safety net; managers, therefore, should encourage employees to maintain strong social networks at work. Peers have a way of anticipating disaster before it happens. Downsizing might upsize aggression Organizational downsizing may be a major contributor, too. Employ Business Travel Made Easy By Businessperson Minded Hotels olicies are among those gaining in popularity. Behavior that was at one time looked at as harmless is now considered hazardous, and it is possible to create psychological profiles of people most likely to commit a potential act of violence. Causes for concern are any employees who:If you're a businessman who travels often, the chances are you know what to look for in a good hotel room. And, if you're the kind of business traveller who spends a lot of time on the road, you might also carry around photos of your family, or other small items from home to make yourself feel more comfortable in your hotel room - after all, it's the small things that can make someone feel at home!But most of all, it's important that you can enjoy the convenience of staying connected to the internet and in touch with technology at every turn. Modern business is now so reliant on the World Wide Web that, if you're a business traveller, it's paramount that you're able to access a high-speed internet connection wherever you go. So, if a hotel has high-speed internet access in all guest rooms, business travellers will be able to enjoy the freedom of staying connected to both their home and the office when they need it most.What's more, if you're holding a business meeting in a hotel, it'll be essential that the meeting room has high-speed internet access or wireless internet access. This gives both meeting attendees and presenters the chance to demonstrate products, video conferencing and interactive training, amongst many more benefits of being online, so that you'll be able to conduct your business seminar or workshop with ease.Of course, while it' • Constantly make slighting references to others • Consider themselves superior • Are never happy with what is going on • Exhibit a need to constantly force own opinions on others • Have a compulsive need to control others • Seem paranoid (convinces that other employees are "out to get them") • Are consistently unreasonable • Makes coworkers feel uneasy just by their mere presence • See a conspiracy to all functions of society • Own firearms and share what seems to be obsessive interests in military, law enforcement or underground military groups • Don’t take responsibility for any of their behaviors or faults or mistakes (always "someone else’s fault") • Take legal action against the company, constantly filing one grievance after another • Blow everything out of proportion • Have many hate and anger issues on and off the job, whether with co-workers, family, friends, or the government • Applaud certain violent acts portrayed in the media such as racial incidences, domestic violence, shooting sprees, executions, etc. • Make statements like “he will get his” or “what comes around goes around” or “one of these days I’ll have my say” • At once lack people skills and are good at their tasks, paying attention to the details • Are sometimes sexist or sexually harass others • Have had trouble with the law, even just a minor incident • Might be addicted to alcohol, prescription or street drugs Any combination of these is enough to lead to workplace violence. Even just one is a red flag. In days or weeks prior to a violent act, significant emotional events may push questionable employees to commit violent acts. They might feel humiliated as a result of being proven wrong, or lose out on a promotion or pay raise. Love interests might reject them. Marriages might end. The ensuing emotional storm and physical symptoms (e.g., trouble sleeping, fatigue, sudden weight loss or gain, and other maladies) resulting from any of these scenarios can overwhelm the fragile soul, one prone to acts of rage in the absence of a social safety net; managers, therefore, should encourage employees to maintain strong social networks at work. Peers have a way of anticipating disaster before it happens. Downsizing might upsize aggression Organizational downsizing may be a major contributor, too. Employ Drop Shipping - An Entrepreneur's Dream or a Fool's Nightmare? hooting sprees, executions, etc.For many people, the possibility of selling goods online appears fraught with difficulties. Firstly, you need to locate a product, store inventory, organise a good shipment or carrier company and so forth. But what if you could become a successful online retailer without having to worry about those problems?The answer is that you can…a simple type of retail called drop shipping. Let us take a look at the pros and cons of this method of retailing.Drop shipping is the name given to the retail method where you sell a product at a price of your choice but do not keep the products in stock. You collect the payment from the buyer and pass the order onto the supplier who despatches the goods on your behalf. You pay the wholesale price to the supplier and the difference between that and what you have been paid by the buyer is your profit.With this method of retailing, you are able to send low quantity orders gathered through your website to wholesalers without the worry of packaging and despatch. You manage the promotion of the product and collect payment and the drop shipper looks after the rest.However, there are some rules you need to be aware of in order for drop shipping to be a profitable venture for you.Firstly, you need to find a product that people want to buy and that you can make enough profit on to make it worthwhile. Do some ma • Make statements like “he will get his” or “what comes around goes around” or “one of these days I’ll have my say” • At once lack people skills and are good at their tasks, paying attention to the details • Are sometimes sexist or sexually harass others • Have had trouble with the law, even just a minor incident • Might be addicted to alcohol, prescription or street drugs Any combination of these is enough to lead to workplace violence. Even just one is a red flag. In days or weeks prior to a violent act, significant emotional events may push questionable employees to commit violent acts. They might feel humiliated as a result of being proven wrong, or lose out on a promotion or pay raise. Love interests might reject them. Marriages might end. The ensuing emotional storm and physical symptoms (e.g., trouble sleeping, fatigue, sudden weight loss or gain, and other maladies) resulting from any of these scenarios can overwhelm the fragile soul, one prone to acts of rage in the absence of a social safety net; managers, therefore, should encourage employees to maintain strong social networks at work. Peers have a way of anticipating disaster before it happens. Downsizing might upsize aggression Organizational downsizing may be a major contributor, too. Employee termination can cause a significant degree of trauma. We equate our "selves" with our job titles. We introduce ourselves to others by give both our name and job title: "Hi, I am Robert; I am a personal security consultant." Being a personal security consultant is what I do, but it is not who I am. While layoffs alone are traumatic, most of us ultimately see the difference between what we do and who we are; take away a mentally unbalanced person's job title, however, and the loss of identity may seem, to him, much more profound and lead to violence. The next, and final, installment in this three-part series will look at the actions we can take to prevent full-blown workplace violence if aggression has already escalated conflicts to the brink. Part III—Act to prevent workplace violence The previous, second installment of this three-part series, "Workplace Violence: Acknowledge, Anticipate, and Act," included tips organizations can follow to anticipate workplace violence. Ideally, anticipatory strategies will stop workplace violence long before it happens. But aggression in the workplace has a way of becoming difficult to manage. If anticipatory strategies have failed to catch potential violence before it has begun to escalate, organizations can still act to quell the aggression before becoming a statistic. The University of California, Davis' Division of Human Resources identifies a number of tactics that managers can use to respond to aggression at work. Many of these are mainstays of conflict resolution that others have developed, on their own, and adopted. • Respond quietly and calmly. Sudden movements or outburst may provoke retaliation. • Ask questions. The aggressor may simply want attention, which he or she interprets as respect. • Consider offering an apology. It's a tactic to create a sense of calm. • Summarize what you hear the individual saying. There's a better chance that the aggressor will understand that you're actually listening. • Calmly and firmly set limits. • Ask the individual to stop the behavior and warn that official action may be taken. • If the disruption continues, reiterate the possibility of legal action and involvement of law enforcement. • Direct the individual to leave the office. At this point, if the situation has yet to diffuse, signal for assistance. You will, most likely, need to involve law enforcement. Random acts of violence hold their own Disgruntled employee syndrome is just one form of workplace violence. High risk professions such as taxi driver, gas station attendant, grocery clerk, liquor store cashier, and jewelry store merchant remain. It is estimated that 85 percents of assaults and 55 percent of murders happen in service industry worksites or retail trades. Those whose occupations find them handling money or engaging in person-to-person contact with the public should exercise caution. Random acts of violence continue to hold their own in these spheres, and physical assaults are common in health care and social service–type agencies. Any company whose workforce's duties fit the abovementioned descriptions can improve its security by incorporating or utilizing the following: • High-watt external premise lighting (paying special attention to visibility in high-risk areas) • Timed drop type safes and signs explaining that a “timed drop type safes in use” • Robbery response training • Violence in the workplace consultants • Silent alarms • Video cameras everywhere • Guards, badges, and checkpoints • Employee assistance programs • Crisis intervention training Onus of responsibility falls upon the employer Ultimately, every organization needs a prediction–prevention plan that incorporates elements of anticipation and action. Proper hiring and firing practices are essential, too; employers must know what to look for when prescreening potential employees—and what signs to look for in long standing employees. Without taking proactive measures, the company risks huge losses in lawsuits, reputation, and, of course, human life.
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