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Atricle Dump - Spiritual Evolution: A Journey of Truth
Debt Snowball - A Simple Method Of Getting Out Of Debt yourself this potent question, “Do I know my Mind and is Mind something different than the physical organ we call the brain?”More and more people are unfortunately finding themselves sinking deeper into the debt mire. Many people look for outside help to tackle their debt problem, perhaps through the Citizens Advice Bureau, or a firm specialising in negotiating with creditors to lower the monthly payments. Others might take out an IVA (Individual Voluntary Arrangement) or in extreme cases might even consider declaring themselves bankrupt. However, all these solutions will have a major, negative effect on your credit rating.However, by using a recently introduced system of managing debt repayments, people can actually help themselves to tackle their debt problems without damaging their credit rating. The system, called the Debt Snowball, has been devised by Dave Ramsay and goes against the grain of most of the advice given by self-help books and even some financial advisors.Many debt counsellors advise paying more money towards the debts carrying the highest interest rates first, with the lower rate debts receiving the minimum payments. However, in many cases the debt that has the highest interest rate also has the highest amount outstanding and it can feel that no matter how much money you plough into clearing the debt, it never seems to get lower. And by paying the minimum amounts to your other debts, you’d be hard pushed to make a dent in them too!However, according to Dave Ramsay the best method is to create a debt snowball by actually paying off the smallest debt first! The method works by setting aside a fixed amount of money that will allow you to cover all your debts with a little extra left over. Ramsay advises that you pay the minimum payment to everything other than the smallest balance, where you devote whatever cash you have set aside towards the debt. Once that debt is clear, add the payment onto the minimum payment for the next debt and continue the minimum payments for the others. As each debt becomes cleared, the snowball of cash you can pay towards your debts get bigger; and as you get towards the bigger debts, the snowball will allow you to pay more off the debt and clear it off quicker.The system works, regardless of who you have debt with: banks, building societies, credit card issuers or even debt collection agencies, such as Capquest, and before long you’ll see debt b First of all, humanity must recognize through spiritual and scientific knowledge that each individual human is multi-dimensional as we ‘live and breath and have our being’ while simultaneously working within and between many levels of consciousness. This is the Transcendent Mind. The Transcendent Mind Consciousness is G-d Consciousness. As Humanity penetrates what Sales Training Tip #17; Recognizing a Hot Prospect BORN OF BODY AND SPIRITSales Trainers and sales managers need to teach their sales force and their salespeople to recognize when a prospect is a hot prospect and the difference of when a prospect is not interested. This will help the salespeople manage their time better and spend their client time and resources with those prospects and potential customers who desire the services that they are selling or the products they are offering.A good salesman working under a great sales manager should know this instinctively and the sales manager must make sure that each and every salesperson can recognize a hot prospect or an interested potential customer.Many top marketing and sales experts believe that when a prospect is willing to commit time to meeting with a salesperson, that they are indeed desirous of what is being sold and interested in it enough to consider a future purchase of the goods or services that are being sold or offered by the company that the salesperson represents.Each salesman should be taught by the sales manager, that when a prospect continually makes excuses and denies a personal meeting that they're probably is very little interest and therefore the salesperson should not spend too much time trying to sell the prospect, as they are not interested and do not have the desire to take the sales process to the next step. I hope you will consider this in 2006. We are born of the body and of the Spirit. The soul dies to one body of existence and is born unto another. Death, the illusion, carries no fear, as we die to the Holy of Holies daily, consciously and with exacting purpose. We, as Spirit-Humans, are in a perpetual state of transformation and transmutation. The Divine Self is a constant living expression of Universal wonders and ever-changing forms through evolutionary processes of the physical, emotional, mental and spiritual bodies that ascend through eternity as a spiraling source of sacred consciousness. In other words, we are alive and eternal through the sacred Will of G-d, The Creator; even unto death within this third dimensional reality. The Body Temple purifies unto ash and the Spirit ascends to the worlds beyond. There is no greater Truth and no higher freedom. This is, indeed, a peace that goes beyond understanding and is eternal. Humanity’s birthright on this earth is the process and progress toward the return to our most natural state, Spirit. The soul evolves through continual renewal and the promises of G-d are made manifest through the individual and collective soul(s) of humanity. This overlighting covenant cannot be broken. It is the birthright of all humanity without prejudice, emotional attachment or struggling mental gymnastics. The veil of unconsciousness and the 'trail of tears' due to unrealized, unfulfilled life purpose and spiritual vision may only hide this covenant. It cannot be distroyed. THE BRAIN AND THE MIND; IS THERE A DIFFERENCE? The realities of human experience go far beyond the physical and yet most of the world identifies with what they see, hear, touch, smell and taste. Ask yourself as a discerning measure, “Am I a one dimensional being or a multi-dimensional being? “ Then ask yourself, “Am I greater than the sum of my body or my emotions or of my brain?” If you answered in the affirmative to these questions, then continue by asking yourself this potent question, “Do I know my Mind and is Mind something different than the physical organ we call the brain?” First of all, humanity must recognize through spiritual and scientific knowledge that each individual human is multi-dimensional as we ‘live and breath and have our being’ while simultaneously working within and between many levels of consciousness. This is the Transcendent Mind. The Transcendent Mind Consciousness is G-d Consciousness. As Humanity penetrates what There Are No Daddies Here - The Consequence of Growing Up Fatherless in America iritual bodies that ascend through eternity as a spiraling source of sacred consciousness.American fathers are more removed from family life today than in any other time in American history. There are two approximate reasons for this recent outbreak of fatherless families: recent research suggests that a sharp increase in the divorce rate and the fact that it is more socially acceptable for women to conceive children outside of marriage are the reasons why fathers are not in the lives of their children. Fathers leave for many reasons. These reasons can range from repeating the cycle of their own fatherless childhoods, to low self-esteem, and the desire to start a new life with another woman who does not desire his “baggage”. Whatever the reason may be, the effects of not having another father leave a scar on a child for the remainder of his or her life.Families without fathers in their household suffer in many ways. One of the universal effects on children when a father abandons his family is a decreased standard of living. Children with a missing father are five times more likely to be poor (Goulter & Minniger, pg. 140). Statistics show that the household incomes of divorced or separated families instantly decline by about twenty-one percent on average and will remain in a steady decline afterwards. The main breadwinner is now the mother who usually earns considerably less than the father did. The courts can award child support but it is usually not enough to maintain the same standard of living. In the case of unmarried mothers, the financial picture is usually worse. Single mothers start out with only one income, usually low paid and if the father is not working or if he is working and decides to quit his job because he does not want to pay child support, the mother is stuck in a difficult situation. If the mother is receiving public assistance and turns the father in for child support, it is a good chance that the child will become an adult before he or she gets any type of financial support.Fathers who live in a separate household tend to become economically selfish in caring for the children and distrustful of how the money they give is being spent. A decreased standard of living affects the child in many aspects. In some cases, families are forced to move to low income housing. The quality of education declines and the money for after school activities and childcare are almost nonexistent. Children in these In other words, we are alive and eternal through the sacred Will of G-d, The Creator; even unto death within this third dimensional reality. The Body Temple purifies unto ash and the Spirit ascends to the worlds beyond. There is no greater Truth and no higher freedom. This is, indeed, a peace that goes beyond understanding and is eternal. Humanity’s birthright on this earth is the process and progress toward the return to our most natural state, Spirit. The soul evolves through continual renewal and the promises of G-d are made manifest through the individual and collective soul(s) of humanity. This overlighting covenant cannot be broken. It is the birthright of all humanity without prejudice, emotional attachment or struggling mental gymnastics. The veil of unconsciousness and the 'trail of tears' due to unrealized, unfulfilled life purpose and spiritual vision may only hide this covenant. It cannot be distroyed. THE BRAIN AND THE MIND; IS THERE A DIFFERENCE? The realities of human experience go far beyond the physical and yet most of the world identifies with what they see, hear, touch, smell and taste. Ask yourself as a discerning measure, “Am I a one dimensional being or a multi-dimensional being? “ Then ask yourself, “Am I greater than the sum of my body or my emotions or of my brain?” If you answered in the affirmative to these questions, then continue by asking yourself this potent question, “Do I know my Mind and is Mind something different than the physical organ we call the brain?” First of all, humanity must recognize through spiritual and scientific knowledge that each individual human is multi-dimensional as we ‘live and breath and have our being’ while simultaneously working within and between many levels of consciousness. This is the Transcendent Mind. The Transcendent Mind Consciousness is G-d Consciousness. As Humanity penetrates what SWOT Analysis -- Strengths, Weaknesses, Opportunities, and Threats ress toward the return to our most natural state, Spirit. The soul evolves through continual renewal and the promises of G-d are made manifest through the individual and collective soul(s) of humanity. This overlighting covenant cannot be broken. It is the birthright of all humanity without prejudice, emotional attachment or struggling mental gymnastics. The veil of unconsciousness and the 'trail of tears' due to unrealized, unfulfilled life purpose and spiritual vision may only hide this covenant. It cannot be distroyed.When conducting strategic planning for any company -- online and/or offline -- it is useful to complete an analysis that takes into account not only your own business, but your competitors' activities and current industry happenings as well. A SWOT is one such analysis.Completing a SWOT analysis helps you identify ways to minimize the affect of weaknesses in your business while maximizing your strengths. Ideally, you will match your strengths against market opportunities that result from voids in your competitors' products and/or services.Traditionally, a SWOT confines strengths and weaknesses to your company's internal workings while opportunities and threats refer only to the external environment. Here, I suggest a twist to the "text book" approach. To get a better look at the big picture, consider both internal *and* external forces when uncovering opportunities and threats.A Basic SWOT AnalysisYou can develop the basic analysis in a brainstorming session with members of your company, or by yourself if you are a one-person shop. To begin the analysis create a four- cell grid or four lists, one for each component:| Strengths | Weaknesses | Opportunities | Threats |Then, begin filling in the lists.Strengths. Think about what your company does well. Some questions to help you get started are: What makes you stand out from your competitors? What advantages do you have over other businesses?Weaknesses. List the areas that are a struggle for your company. Some questions to help you get started are: What do your customers complain about? What are the unmet needs of your sales force?Opportunities. Traditionally, a SWOT looks only at the external environment for opportunities. I suggest you look externally for areas your competitors are not fully covering, then go a step further and think how to match these to your internal strengths.Try to uncover areas where your strengths are not being fully utilized. Are there emerging trends that fit with your company's strengths? Is there a product/service area that others have not yet covered?Threats. As with opportunities, threats in a traditional SWOT analysis are considered an external force. By looking both inside and outside of your company for things that could damage your business, however, you may be bet THE BRAIN AND THE MIND; IS THERE A DIFFERENCE? The realities of human experience go far beyond the physical and yet most of the world identifies with what they see, hear, touch, smell and taste. Ask yourself as a discerning measure, “Am I a one dimensional being or a multi-dimensional being? “ Then ask yourself, “Am I greater than the sum of my body or my emotions or of my brain?” If you answered in the affirmative to these questions, then continue by asking yourself this potent question, “Do I know my Mind and is Mind something different than the physical organ we call the brain?” First of all, humanity must recognize through spiritual and scientific knowledge that each individual human is multi-dimensional as we ‘live and breath and have our being’ while simultaneously working within and between many levels of consciousness. This is the Transcendent Mind. The Transcendent Mind Consciousness is G-d Consciousness. As Humanity penetrates what Heads I Win, Tails You Lose, Trying To Get Ahead In Corporate America t. It cannot be distroyed.We've all heard the phrase the rich get richer, and the poor get poorer. Most of us don't stand a chance of keeping a corporate job, or any job for that matter, until we retire. Sorry, no gold watch and no retirement fund. But not to worry, you can still count on your social security check, assuming we still have that option when our tome comes.It's a no win situation, heads they win and tails you lose. Don't think that you are any different then the rest of us, we are all in the same boat, heading up the river without a paddle.Fear not my friend, I shall lead youfrom your bondage and take you on a journey to a brave new world. A place where people get paid twice as much money if they do twice as much work. A land of opportunity, where you will retire young and always provide for your families needs and still have enough left over to provide for your families wants. Your own business; the more you put into it the more you profit from it. Soon others will be working for you, building their own nest eggs.In the beginning we take on this process part time. We work full time at our job for our wages, and part time at home working on our fortune. In a year or so we leave our job and start working full time on our fortune. Doesn't that sound great, waking up each day whenever we want, and go to work for ourselves working on our fortune. This is being done right now by thousands of people, making millions of dollars. It's called residual income. Let's use the health care industry as an example. If you sell a dental plan and the product has a good retention level, then that person will keep that plan month after month, and year after year. You will continue to be paid a commission on that plan month after month, and year after year as well. Do the job right once and get paid on it time and time again. There are a few reputable companies out there making a lot of people a lot of money. I know of one company off hand that are seeking 2,000 more people to train for top level positions due to their large expansion. These are people from all walks of lives, so the opportunity is out there. Wouldn't it be nice to look in your mirror one morning, and see your boss smiling back at you? You have to love that! THE BRAIN AND THE MIND; IS THERE A DIFFERENCE? The realities of human experience go far beyond the physical and yet most of the world identifies with what they see, hear, touch, smell and taste. Ask yourself as a discerning measure, “Am I a one dimensional being or a multi-dimensional being? “ Then ask yourself, “Am I greater than the sum of my body or my emotions or of my brain?” If you answered in the affirmative to these questions, then continue by asking yourself this potent question, “Do I know my Mind and is Mind something different than the physical organ we call the brain?” First of all, humanity must recognize through spiritual and scientific knowledge that each individual human is multi-dimensional as we ‘live and breath and have our being’ while simultaneously working within and between many levels of consciousness. This is the Transcendent Mind. The Transcendent Mind Consciousness is G-d Consciousness. As Humanity penetrates what Packaging Your Invention: Think Like A Consumer yourself this potent question, “Do I know my Mind and is Mind something different than the physical organ we call the brain?”Turning your invention into a product takes more than just coming up with an idea. If you want to sell that idea to a company, negotiate a licensing agreement or if you're going it alone and hope to sell it directly to buyers, you're going to need packaging. It's the logical next step to create packaging for your invention's product sales sample.The invention package challenge It's obvious that big brand products don't face the challenges your new product will. Big brands are backed by millions of advertising dollars, or years of consumer interaction, leaving the challenge to you - the potential competitor. For an entertaining look at how different brands apply packaging techniques, watch this fun video that rethinks Microsoft packaging of Apple's iPod. However, with Apple they sell the iPod with a clean, sleek and stylish package, focusing little on the product's features and more on how hip it is for the consumer. While a joke, the video does hit a few key points you should think about when packaging:• Bullet point benefits and features • Show human interaction with the product in use • Keep it on brandWhen you create your invention's package, you won't be afforded the mindshare companies like Apple and Microsoft already own with consumers. Remember, people tend to gravitate toward things they know and understand. While your invention may be at a disadvantage over established brands, don't use that as a reason to give up.Think about packaging this way: Imagine you're driving on the Interstate at 65 mph. The radio is on and the kids are in the backseat. A big rig is attempting to pass you. Now, among all of these distractions you catch a glimpse of a billboard. You have two or three seconds to focus in on it before you've passed it. Did you get its message?This is a great exercise in understanding package and advertising communication. You'd be amazed how effective, or ineffective, billboards are at communicating to motorists. Apply this to packaging on store shelves. Imagine you're in the store. You are pushing a cart and you have a predetermined list of products you need to purchase. Your children are with you again and they're fussy. You have to get the shopping done and return home by a certain time to meet your schedule. You're on a fixed bud First of all, humanity must recognize through spiritual and scientific knowledge that each individual human is multi-dimensional as we ‘live and breath and have our being’ while simultaneously working within and between many levels of consciousness. This is the Transcendent Mind. The Transcendent Mind Consciousness is G-d Consciousness. As Humanity penetrates what is known as the ‘cloud of knowable things’ in the Acient Wisdom Teachings, we gain the mystical understanding of life. It is this understanding that we begin to consciously connect with the Source of all life-giving creation. We begin the cognizant journey of our birthright through a purification process as we meet the joys and challenges that arise out of the healing alignment between Spirit and matter. What a wondrous and inspiring spiritual pilgrimage as we begin to consiously understand the covenant of our birthright and the purpose of our lives on earth in this dynamic and critical time in Humanity’s evolution. Let us seek the probabilities of distinguishing the human brain from the ever transcending and ascending Spirit-Mind. The brain is a physical organ that serves the Human Being in experiencing the mortal physical, emotional and mental levels of third dimensional life-form. The brain is a functional instrument of multiple voluntary and involuntary processes. It can be analogized to a computer. The brain stores information, calculates, objectifies, formulates responses or reactions and is the hard-drive that seeks pleasure, fears pain and discomfort as it calculates the fruition of life experiences born of the soul. The Transcendent Mind or the “non-local mind,” is a separate yet inclusive entity known as the Creative Life Force. “Non-local mind” is pure consciousness, unqualified and full of potentiality. It works directly in conjunction with the physical processes of the brain, yet it is not the brain. The creative force, the “Transcendent Mind, is the blue-print of perfection that permeates the life-giving power of G-d, the Creator of All life and defines the omnipresent Divinity as the Light of our purest nature. This Light in all its beauty and glory is synonymous with the Mind, the Creative Source, the consciousness of G-d within Humanity. THE MYSTERIES OF HUMAN NATURE & THE TRINITY All of nature, which includes sanctified Hum
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