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    How to Tell if You are Fired and Just Don't Know It
    No one should be fired and be surprised about it. There are always warning signs. The trick is in learning how to recognize the signs and to have a plan of action. Many time subtle hints are given that allude to the ax falling.Here is a checklist of early warning signs that add up to impending doom:Subtle* You are asked to update management on all your currents projects.* You no longer get asked to join meetings that you have always attended in the past.* You are pushed to wrap up longstanding projects.* You have a general sense of unease at work.* Your expense reports are closely scrutinized and require explanations.* Things that were expensed previously are now being questioned.* Time off for personal reasons is denied or questioned.* Your office space is downsized or moved to a distant location.* You are asked to transfer to an out of the way facility. *
    at I retrieved from the trunk of my car and even though I was soaked we went to lunch anyway. Of course that’s all we talked about during the entire lunch – I couldn’t eat from being so embarrassed and they barely stopped laughing long enough to put food in their mouths.

    Alls well that ends well; we got back from lunch and within an hour closed the deal. That meant a $4 million increase in sales for our branch. I think they felt sorry for me.

     After lunch tide turned—everything we discussed seemed to lead back to my grand belly smacker
     We talked about reducing inventory and someone said that would prevent tripping over it as they all roared with laughter.
     Some of the parts we discussed that were to be made from our steel spurred even more laughter –parts like —ankle pin, splash shield, dry lube on the parts

    Our plan worked – and even through my belly smacker wasn’t in our original plan, it seemed to play a role in our success.

    Many times even the best plan, the best preparation will encounter a twist in the road. The more prepared, the more confident we are, the better able we are to handle these twists. The belly flop into the parking lot puddle could have been more devastating than embarrassing. But, thanks to Bud, the sales pro, we were able to turn that most embarrassing moment for yours truly into an opportunity.

    Ever since that day, I have never ever short changed maintenance and repair on any budget I was ever responsible for.

    What are your puddles in the parking l

    Making Time to Market Your Private Practice
    1. Start with a six-month plan. If you are not doing very much marketing or if you are unhappy with your marketing efforts, a six month marketing plan is a good place to start. Schedule some time in your agenda to create a marketing plan. Anticipate marketing opportunities related to holidays or special events like mental health week or national depression screening day.2. Set monthly and weekly marketing goals. Once you’ve developed a six month plan, the next step is to include marketing time in your monthly and weekly agenda. How much time is enough time? If you are seeing less than 10 clients per week a good guideline is to spend at least one day per week on marketing.3. Create a marketing to-do list.Include a variety of marketing activities like distributing your brochure, presenting a free seminar at your local library, or writing a newsletter. Create a weekly to-do list and use it!4. Double-up your mark
    It was a cold October morning in Dayton, Ohio and as I left my house at 7am the skies opened up and it began to pour. It wasn’t cold enough to turn the rain into ice but it was still chilly enough that I turned on the heater. “Today was gonna be a great day, I just knew it!” That thought just kept running through my head. I was full of confidence. We were prepared.

    Today we were having customers in. Not just any customer – General Motors was visiting our branch and we were going to make a presentation trying to secure all the distribution business for two of their local manufacturing facilities. We had a plan and we had rehearsed our game plan over and over.

    This wasn’t small potatoes. It could mean a $4 million increase in our business. We were ready. I was 31 years old, the youngest Branch Manger working for the largest steel distribution company in the world, but I wasn’t nervous. Scared, a little bit, yes, apprehensive, a little bit. But, I was confident.

    One of my most cherished mentors always said, “If you’re gonna be a bear, you ought to be a grizzly.” I was gonna be a Grizzly today I told myself. We were hungry!

    Three General Motors muckety mucks came that day. The Director of Procurement; he was a tall lanky man with that corporate pin striped look and the division buyers of each of the two manufacturing plants. One buyer was short and thick with huge hairy hands and it looked like he didn’t have a neck. He reminded me of Danny Davito but he was just a little taller. The other one was average height, average looks and average dress but he was built like Arnold Swartznager. Looking at the two division buyers reminded me of the movie Twins where Arnold Swartznager and Danny Divito were twin brothers.

    Looking at the the three of them brought to mind the spectrum of emotions we face as salesmen in this business. Pin Stripes intimidated me—Danny D. made me laugh and Arnold scared the heck out of me.

    The morning went ok. My top sales rep and I walked through much of the presentation before lunch – back then we didn’t have PowerPoint. We were following our plan. I was young, but Bud Hurst was an old pro, a lone wolf, with over 25 years of experience. During a break he told me we just didn’t seem to be reaching them. Something was missing. We weren’t in a zone. We decided to break for lunch a little early hoping with the help of a couple of Martinis (Martini lunches were ok and common back then) we could break down some of the resistance and make them feel a little more relaxed, hoping to close the deal after lunch.

    So, off we go to lunch. We grabbed our suit jackets (back then dark suits with white shirts and ties were mandatory – there was no such thing as casual days --- this was the late 70’s). Little did I know I was about to set a new standard of dress.

    Out the door we went----it was beautiful out. The rain had stopped, the sun was shining and it had warmed up a little. The five of us, the Director of Procurement, the twins and Bud Hurst, my top sales rep followed as I led the way to my car.

    As I rounded the corner and approached my car I noticed that between me and the car was a huge puddle of water about 6 feet across and at least 3 inches deep. It really didn’t bother me much, I’d seen it before on rainy days and, in fact, I had been meaning to get it fixed. It was just one of those expenses (fixing the parking lot) that always seemed to get pushed to the bottom of the budget priority list. Besides, it was only noticeable when it rained. It was a slight indentation or minor sink hole as we say in Florida in the black top.

    No big deal, RIGHT -- no big deal – until that day.

    As I turned, a little quick I might add, to go around the puddle, I stepped on a rock, no bigger than ? the size of a golf ball. But it was big enough to turn my ankle, twist it and there I went, face first, doing a belly smacker right into the 6 foot puddle. I even scraped my chin causing blood to trickle down my chin.

    	I was in shock
     	I didn’t want to get up
     	My face was as red as a baboons behind
     	I was stunned
     	I laid there for a few seconds—an eternity
     	I was hoping this wasn’t real

    Finally, I turned over, propped myself up on one hand and my two feet to keep the seat of my pants dry and I looked up at four suits, the three muckety mucks, Danny Divito, Arnold Swartznager, the Corporate Pin Striped suit and Bud, the old pro who probably thought I was wet behind the ears even before I fell into the puddle.

    	They were trying not to look at me
     	Mr. Pin stripes was covering his mouth trying desperately not to laugh
     	One buyer, Danny Divito was moving around like he had ants in his pants—looking in every direction but mine
     	The second buyer, Arnold, his cheeks were bulging out; his eyes looked like they were going to pop. He even had that big vein running down the middle of his forehead like the real Arnold Swartznager does. I swear – he must have been holding his breath

    There I was, sitting in the middle of a mud puddle; I looked more like a wounded duck than a Grizzly Bear.

    It was eerie; it was like a deafening silence in the parking lot. The kind of silence you saw in the Alfred Hitchcock movie, The Birds, just before they attacked.

    The Director of Procurement for General Motors Corporation, Mr. Pin Stripes, the one holding his hand over his mouth started bouncing like he had a pogo stick up his behind. You know how you bounce when you hold a laugh inside.

    Finally, bless his heart, old Bud, my sales rep reached down to take my hand to help me up – and as I struggled to my feed, he grinned a grin so wide he could have eaten a banana sideways and said, “Nice FALL day, isn’t it?”

    Well that comment cut it loose and all four of them roared with laughter. They thought it was absolutely hilarious. And, I guarantee you, no matter how embarrassed you get, no matter how stupid you feel, when you’re standing in front of four people that are laughing so hard tears are running down their cheeks, you can’t help but laugh with them.

    I dried off with my golf towel that I retrieved from the trunk of my car and even though I was soaked we went to lunch anyway. Of course that’s all we talked about during the entire lunch – I couldn’t eat from being so embarrassed and they barely stopped laughing long enough to put food in their mouths.

    Alls well that ends well; we got back from lunch and within an hour closed the deal. That meant a $4 million increase in sales for our branch. I think they felt sorry for me.

     After lunch tide turned—everything we discussed seemed to lead back to my grand belly smacker
     We talked about reducing inventory and someone said that would prevent tripping over it as they all roared with laughter.
     Some of the parts we discussed that were to be made from our steel spurred even more laughter –parts like —ankle pin, splash shield, dry lube on the parts

    Our plan worked – and even through my belly smacker wasn’t in our original plan, it seemed to play a role in our success.

    Many times even the best plan, the best preparation will encounter a twist in the road. The more prepared, the more confident we are, the better able we are to handle these twists. The belly flop into the parking lot puddle could have been more devastating than embarrassing. But, thanks to Bud, the sales pro, we were able to turn that most embarrassing moment for yours truly into an opportunity.

    Ever since that day, I have never ever short changed maintenance and repair on any budget I was ever responsible for.

    What are your puddles in the parking l

    Direct Mail: Lifting Response With Lift Notes
    Imagine you’re holding a tiny slip of paper, about the size of a check. Hold it so that it’s long instead of wide. But be sure you hold it carefully, because that little slip of paper is packed with power.The power to increase response to your sales letter by up to 50%.“Really?” you say, looking down in disbelief. “This little slip of paper?”Yes! Because that little slip of paper you hold in your hand is called a “lift note.” Write a testimony on it from a satisfied customer, or an expert of some kind. Maybe use it to tout a benefit not otherwise covered in your sales letter. Or even pound home your guarantee.Then, insert that little slip of paper with your sales letter and watch your response rate grow! Well-written lift notes can – and often do – increase response rates by as much as 50%. That means a letter that’s pulling a decent 1% can jump to an even healthier 1.5% just by adding a lift note.So what is it about these little sl
    looks and average dress but he was built like Arnold Swartznager. Looking at the two division buyers reminded me of the movie Twins where Arnold Swartznager and Danny Divito were twin brothers.

    Looking at the the three of them brought to mind the spectrum of emotions we face as salesmen in this business. Pin Stripes intimidated me—Danny D. made me laugh and Arnold scared the heck out of me.

    The morning went ok. My top sales rep and I walked through much of the presentation before lunch – back then we didn’t have PowerPoint. We were following our plan. I was young, but Bud Hurst was an old pro, a lone wolf, with over 25 years of experience. During a break he told me we just didn’t seem to be reaching them. Something was missing. We weren’t in a zone. We decided to break for lunch a little early hoping with the help of a couple of Martinis (Martini lunches were ok and common back then) we could break down some of the resistance and make them feel a little more relaxed, hoping to close the deal after lunch.

    So, off we go to lunch. We grabbed our suit jackets (back then dark suits with white shirts and ties were mandatory – there was no such thing as casual days --- this was the late 70’s). Little did I know I was about to set a new standard of dress.

    Out the door we went----it was beautiful out. The rain had stopped, the sun was shining and it had warmed up a little. The five of us, the Director of Procurement, the twins and Bud Hurst, my top sales rep followed as I led the way to my car.

    As I rounded the corner and approached my car I noticed that between me and the car was a huge puddle of water about 6 feet across and at least 3 inches deep. It really didn’t bother me much, I’d seen it before on rainy days and, in fact, I had been meaning to get it fixed. It was just one of those expenses (fixing the parking lot) that always seemed to get pushed to the bottom of the budget priority list. Besides, it was only noticeable when it rained. It was a slight indentation or minor sink hole as we say in Florida in the black top.

    No big deal, RIGHT -- no big deal – until that day.

    As I turned, a little quick I might add, to go around the puddle, I stepped on a rock, no bigger than ? the size of a golf ball. But it was big enough to turn my ankle, twist it and there I went, face first, doing a belly smacker right into the 6 foot puddle. I even scraped my chin causing blood to trickle down my chin.

    	I was in shock
     	I didn’t want to get up
     	My face was as red as a baboons behind
     	I was stunned
     	I laid there for a few seconds—an eternity
     	I was hoping this wasn’t real

    Finally, I turned over, propped myself up on one hand and my two feet to keep the seat of my pants dry and I looked up at four suits, the three muckety mucks, Danny Divito, Arnold Swartznager, the Corporate Pin Striped suit and Bud, the old pro who probably thought I was wet behind the ears even before I fell into the puddle.

    	They were trying not to look at me
     	Mr. Pin stripes was covering his mouth trying desperately not to laugh
     	One buyer, Danny Divito was moving around like he had ants in his pants—looking in every direction but mine
     	The second buyer, Arnold, his cheeks were bulging out; his eyes looked like they were going to pop. He even had that big vein running down the middle of his forehead like the real Arnold Swartznager does. I swear – he must have been holding his breath

    There I was, sitting in the middle of a mud puddle; I looked more like a wounded duck than a Grizzly Bear.

    It was eerie; it was like a deafening silence in the parking lot. The kind of silence you saw in the Alfred Hitchcock movie, The Birds, just before they attacked.

    The Director of Procurement for General Motors Corporation, Mr. Pin Stripes, the one holding his hand over his mouth started bouncing like he had a pogo stick up his behind. You know how you bounce when you hold a laugh inside.

    Finally, bless his heart, old Bud, my sales rep reached down to take my hand to help me up – and as I struggled to my feed, he grinned a grin so wide he could have eaten a banana sideways and said, “Nice FALL day, isn’t it?”

    Well that comment cut it loose and all four of them roared with laughter. They thought it was absolutely hilarious. And, I guarantee you, no matter how embarrassed you get, no matter how stupid you feel, when you’re standing in front of four people that are laughing so hard tears are running down their cheeks, you can’t help but laugh with them.

    I dried off with my golf towel that I retrieved from the trunk of my car and even though I was soaked we went to lunch anyway. Of course that’s all we talked about during the entire lunch – I couldn’t eat from being so embarrassed and they barely stopped laughing long enough to put food in their mouths.

    Alls well that ends well; we got back from lunch and within an hour closed the deal. That meant a $4 million increase in sales for our branch. I think they felt sorry for me.

     After lunch tide turned—everything we discussed seemed to lead back to my grand belly smacker
     We talked about reducing inventory and someone said that would prevent tripping over it as they all roared with laughter.
     Some of the parts we discussed that were to be made from our steel spurred even more laughter –parts like —ankle pin, splash shield, dry lube on the parts

    Our plan worked – and even through my belly smacker wasn’t in our original plan, it seemed to play a role in our success.

    Many times even the best plan, the best preparation will encounter a twist in the road. The more prepared, the more confident we are, the better able we are to handle these twists. The belly flop into the parking lot puddle could have been more devastating than embarrassing. But, thanks to Bud, the sales pro, we were able to turn that most embarrassing moment for yours truly into an opportunity.

    Ever since that day, I have never ever short changed maintenance and repair on any budget I was ever responsible for.

    What are your puddles in the parking l

    Payroll Iowa, Unique Aspects of Iowa Payroll Law and Practice
    The Iowa State Agency that oversees the collection and reporting of State income taxes deducted from payroll checks is:Department of Revenue Income Tax Division Hoover State Office Bldg. P.O. Box 10457 Des Moines, IA 50306-0457 (515) 281-3114 (800) 367-3388 (in state) www.state.ia.us/taxIowa requires that you use Iowa form "IA W-4, Centralized Employee Registry Reporting Form/Employee Withholding Allowance Certificate" instead of a Federal W-4 Form for Iowa State Income Tax Withholding.Not all states allow salary reductions made under Section 125 cafeteria plans or 401(k) to be treated in the same manner as the IRS code allows. In Iowa cafeteria plans are not taxable for income tax calculation; taxable for unemployment insurance purposes. 401(k) plan deferrals are not taxable for income taxes; taxable for unemployment purposes.In Iowa supplemental wages are taxed at a 6% flat rate.St
    approached my car I noticed that between me and the car was a huge puddle of water about 6 feet across and at least 3 inches deep. It really didn’t bother me much, I’d seen it before on rainy days and, in fact, I had been meaning to get it fixed. It was just one of those expenses (fixing the parking lot) that always seemed to get pushed to the bottom of the budget priority list. Besides, it was only noticeable when it rained. It was a slight indentation or minor sink hole as we say in Florida in the black top.

    No big deal, RIGHT -- no big deal – until that day.

    As I turned, a little quick I might add, to go around the puddle, I stepped on a rock, no bigger than ? the size of a golf ball. But it was big enough to turn my ankle, twist it and there I went, face first, doing a belly smacker right into the 6 foot puddle. I even scraped my chin causing blood to trickle down my chin.

    	I was in shock
     	I didn’t want to get up
     	My face was as red as a baboons behind
     	I was stunned
     	I laid there for a few seconds—an eternity
     	I was hoping this wasn’t real

    Finally, I turned over, propped myself up on one hand and my two feet to keep the seat of my pants dry and I looked up at four suits, the three muckety mucks, Danny Divito, Arnold Swartznager, the Corporate Pin Striped suit and Bud, the old pro who probably thought I was wet behind the ears even before I fell into the puddle.

    	They were trying not to look at me
     	Mr. Pin stripes was covering his mouth trying desperately not to laugh
     	One buyer, Danny Divito was moving around like he had ants in his pants—looking in every direction but mine
     	The second buyer, Arnold, his cheeks were bulging out; his eyes looked like they were going to pop. He even had that big vein running down the middle of his forehead like the real Arnold Swartznager does. I swear – he must have been holding his breath

    There I was, sitting in the middle of a mud puddle; I looked more like a wounded duck than a Grizzly Bear.

    It was eerie; it was like a deafening silence in the parking lot. The kind of silence you saw in the Alfred Hitchcock movie, The Birds, just before they attacked.

    The Director of Procurement for General Motors Corporation, Mr. Pin Stripes, the one holding his hand over his mouth started bouncing like he had a pogo stick up his behind. You know how you bounce when you hold a laugh inside.

    Finally, bless his heart, old Bud, my sales rep reached down to take my hand to help me up – and as I struggled to my feed, he grinned a grin so wide he could have eaten a banana sideways and said, “Nice FALL day, isn’t it?”

    Well that comment cut it loose and all four of them roared with laughter. They thought it was absolutely hilarious. And, I guarantee you, no matter how embarrassed you get, no matter how stupid you feel, when you’re standing in front of four people that are laughing so hard tears are running down their cheeks, you can’t help but laugh with them.

    I dried off with my golf towel that I retrieved from the trunk of my car and even though I was soaked we went to lunch anyway. Of course that’s all we talked about during the entire lunch – I couldn’t eat from being so embarrassed and they barely stopped laughing long enough to put food in their mouths.

    Alls well that ends well; we got back from lunch and within an hour closed the deal. That meant a $4 million increase in sales for our branch. I think they felt sorry for me.

     After lunch tide turned—everything we discussed seemed to lead back to my grand belly smacker
     We talked about reducing inventory and someone said that would prevent tripping over it as they all roared with laughter.
     Some of the parts we discussed that were to be made from our steel spurred even more laughter –parts like —ankle pin, splash shield, dry lube on the parts

    Our plan worked – and even through my belly smacker wasn’t in our original plan, it seemed to play a role in our success.

    Many times even the best plan, the best preparation will encounter a twist in the road. The more prepared, the more confident we are, the better able we are to handle these twists. The belly flop into the parking lot puddle could have been more devastating than embarrassing. But, thanks to Bud, the sales pro, we were able to turn that most embarrassing moment for yours truly into an opportunity.

    Ever since that day, I have never ever short changed maintenance and repair on any budget I was ever responsible for.

    What are your puddles in the parking l

    Think Before You Sign The Franchise Agreement
    You should always know what you are getting into and this is a big must especially if you are thinking of signing that franchise agreement. A mistake here or lack of foresight on your part would definitely cost you more than your last divorce. So before you tie that knot, read between the fine lines and make sure to understand and adhere to everything written on the contract.Remember that the contract is the right of the franchisor and thus is heavily tilted to his favor. This is reason enough for you to keep on your toes more and to keep your eyes peeled for any problems that might arise in the future. For this matter, here are what you can expect from a franchise agreement.Blind and complete obedience to everything that is written down in the operations manual is definitely one of those matters in the top of the list. Franchisors would like you to stick as much as possible and when needed, deviate not one iota from the written words of how you sh
    g his mouth trying desperately not to laugh  One buyer, Danny Divito was moving around like he had ants in his pants—looking in every direction but mine  The second buyer, Arnold, his cheeks were bulging out; his eyes looked like they were going to pop. He even had that big vein running down the middle of his forehead like the real Arnold Swartznager does. I swear – he must have been holding his breath

    There I was, sitting in the middle of a mud puddle; I looked more like a wounded duck than a Grizzly Bear.

    It was eerie; it was like a deafening silence in the parking lot. The kind of silence you saw in the Alfred Hitchcock movie, The Birds, just before they attacked.

    The Director of Procurement for General Motors Corporation, Mr. Pin Stripes, the one holding his hand over his mouth started bouncing like he had a pogo stick up his behind. You know how you bounce when you hold a laugh inside.

    Finally, bless his heart, old Bud, my sales rep reached down to take my hand to help me up – and as I struggled to my feed, he grinned a grin so wide he could have eaten a banana sideways and said, “Nice FALL day, isn’t it?”

    Well that comment cut it loose and all four of them roared with laughter. They thought it was absolutely hilarious. And, I guarantee you, no matter how embarrassed you get, no matter how stupid you feel, when you’re standing in front of four people that are laughing so hard tears are running down their cheeks, you can’t help but laugh with them.

    I dried off with my golf towel that I retrieved from the trunk of my car and even though I was soaked we went to lunch anyway. Of course that’s all we talked about during the entire lunch – I couldn’t eat from being so embarrassed and they barely stopped laughing long enough to put food in their mouths.

    Alls well that ends well; we got back from lunch and within an hour closed the deal. That meant a $4 million increase in sales for our branch. I think they felt sorry for me.

     After lunch tide turned—everything we discussed seemed to lead back to my grand belly smacker
     We talked about reducing inventory and someone said that would prevent tripping over it as they all roared with laughter.
     Some of the parts we discussed that were to be made from our steel spurred even more laughter –parts like —ankle pin, splash shield, dry lube on the parts

    Our plan worked – and even through my belly smacker wasn’t in our original plan, it seemed to play a role in our success.

    Many times even the best plan, the best preparation will encounter a twist in the road. The more prepared, the more confident we are, the better able we are to handle these twists. The belly flop into the parking lot puddle could have been more devastating than embarrassing. But, thanks to Bud, the sales pro, we were able to turn that most embarrassing moment for yours truly into an opportunity.

    Ever since that day, I have never ever short changed maintenance and repair on any budget I was ever responsible for.

    What are your puddles in the parking l

    Great Tips on How to Find Good Jobs
    Finding a new job is an important activity you should carry on very carefully. This means that you should present yourself in a very serious, professional manner in order to convince the potential employer to hire you. In order to achieve your goal, you should follow some of these tips.The thing you should always do is to constantly pay attention to even the smallest, insignificant detail. Why? Because you will offer a professional image to the employer. Therefore, you should always check your cover letter for misspellings or grammar errors, provide the employer with the information he/she has requested, pay attention to the gender of the hiring person. Always double check all the information you are sending to the employer to make sure it doesn’t contain any errors.Another tip is to use your common sense whenever you are applying for a job. Use a polite, but firm tone for your cover letter; check it for spelling and grammar errors. Make sure you have f
    at I retrieved from the trunk of my car and even though I was soaked we went to lunch anyway. Of course that’s all we talked about during the entire lunch – I couldn’t eat from being so embarrassed and they barely stopped laughing long enough to put food in their mouths.

    Alls well that ends well; we got back from lunch and within an hour closed the deal. That meant a $4 million increase in sales for our branch. I think they felt sorry for me.

     After lunch tide turned—everything we discussed seemed to lead back to my grand belly smacker
     We talked about reducing inventory and someone said that would prevent tripping over it as they all roared with laughter.
     Some of the parts we discussed that were to be made from our steel spurred even more laughter –parts like —ankle pin, splash shield, dry lube on the parts

    Our plan worked – and even through my belly smacker wasn’t in our original plan, it seemed to play a role in our success.

    Many times even the best plan, the best preparation will encounter a twist in the road. The more prepared, the more confident we are, the better able we are to handle these twists. The belly flop into the parking lot puddle could have been more devastating than embarrassing. But, thanks to Bud, the sales pro, we were able to turn that most embarrassing moment for yours truly into an opportunity.

    Ever since that day, I have never ever short changed maintenance and repair on any budget I was ever responsible for.

    What are your puddles in the parking lot?

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