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Atricle Dump - What 90% of All Small Business Owners Don't Know About Small Business Insurance!
There is no doubt that life is full of choices and one of the toughest choices of all is deciding which career path to take. There are no guarantees and sometimes success in the workforce depends a lot upon luck and due diligence. Taking a job in corporate America makes a lot of sense because you get a regular paycheck and you know exactly how much it will be.Often you also find yourse
If your goal is to have a member of your family take over your small business at your demise, are they capable (and licensed) to do so?
What happens if you get ill
The scene is typical. You walk into your favorite tavern, peer through the smoke filled room and saddle on up to the bar. You ask the bartender for a Jack Daniels. He pours your glass about three quarters of the way full. “Don’t cheat me Joe.” you say firmly. The bartender finishes filling your shot glass. You thank him, take the shot, put your money on the bar and go about enjoying the at
Things to ponder:
Heaven forbid, but do you have more than enough insurance to protect your spouse and children? If you have a small service business, your small business is worth Zero when you die. For example, the spouse of a deceased doctor or lawyer can only sell the tools of the trade, not the clients (the true bread and butter of any small service business). If you can predict when you might die, you could sell it ahead of time. But that's not very likely, so you and every small service business owner should make sure that you protect your family with at least seven times your gross income. So, if you make $100,000 per year then you should have over $700,000 in insurance.
If your goal is to have a member of your family take over your small business at your demise, are they capable (and licensed) to do so?
What happens if you get ill o
Having a realistic tradeshow budget is crucial for your exhibiting success. It’s imperative to include all of the costs associated with exhibiting in your financial plan, yet many exhibitors fail to take this crucial step.It’s almost impossible to realize positive ROI when you don’t know how much you’re spending -- and what you’re spending it on! If you ask most exhibitors what they thi
Things to ponder:
Heaven forbid, but do you have more than enough insurance to protect your spouse and children? If you have a small service business, your small business is worth Zero when you die. For example, the spouse of a deceased doctor or lawyer can only sell the tools of the trade, not the clients (the true bread and butter of any small service business). If you can predict when you might die, you could sell it ahead of time. But that's not very likely, so you and every small service business owner should make sure that you protect your family with at least seven times your gross income. So, if you make $100,000 per year then you should have over $700,000 in insurance.
If your goal is to have a member of your family take over your small business at your demise, are they capable (and licensed) to do so?
What happens if you get ill
* Are you sending e-mails to prospects instead of calling them?* Is e-mail your selling medium of choice because it lets you avoid the rejection that you dread when you make real cold calls?* Do you wait and wait for return e-mails from prospects that will give you the green light to move the sales process forward?Sad but true, these days most people who sell for a living
If your goal is to have a member of your family take over your small business at your demise, are they capable (and licensed) to do so?
What happens if you get ill
Turnover issues can affect your company’s profitability, customer loyalty, sales, productivity, and employee morale. Below are examples of turnover costs from some reliable sources:1/3 of a new hire’s annual salary or wage Department of Labor Nonprofessional position - 1.5 times the person’s annual salary rvice business). If you can predict when you might die, you could sell it ahead of time. But that's not very likely, so you and every small service business owner should make sure that you protect your family with at least seven times your gross income. So, if you make $100,000 per year then you should have over $700,000 in insurance.
If your goal is to have a member of your family take over your small business at your demise, are they capable (and licensed) to do so?
What happens if you get ill
Amusement Parks all too often get a bad rap and negative reputation that they do not deserve. This is because often they attract so many people that they also attract the bad element too and this is said to bring in crime. Of course anytime you increase the number of people in an area you have to realize that the crime also goes up. But also consider all the good things that large Amusement Pa
If your goal is to have a member of your family take over your small business at your demise, are they capable (and licensed) to do so?
What happens if you get ill or suffer an injury and can no longer run your small business? Do you have disability insurance? Disability insurance will generally pay about 60% of your income for a stated period of time. The benefit may be taxable or non-taxable (depending on whether or not you deducted the premium as a business expense.)
Even more important is your answer to this question: Do you have "business overhead insurance"? Who will cover the costs of running your small business (utilities, insurance, salaries) while you're out of commission? Unless it is an add-on, your small business overhead expenses will not be covered by your disability insurance.
Got business partners? Do you have a buy/sell agreement? Well, if you or your partner should suddenly die, your interest in the business will be protected. Here's a great example of this: your partner dies and his wife wants to claim her share of the business. What if your partner's relatives have no idea how to operate the business? Would they be asset or a liability? Well
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