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    Higher Prices Lead To Higher Profits - Part 2
    In the first part of this series we looked at the effect prices have on profits. A change to the upside can have a wonderful effect on profits while reckless discounting and careless price reductions will surely have a disastrous one. If you don't fully understand the implications, or haven't read Part 1, go back and do so now.(http://www.paullemberg.com/higher-part1.html)By now you may be asking yourself, "What should my prices be?"Before you go start changing prices, you need to clarify a core part of your overall positioning. You need a pricing perspective.Do you want to be a low priced provider, or would you rather sell the premium product? There are good reasons for being a low priced seller. Just as Michael Dell - that's where he started, although he certainly isn't there now. Or look at Costco, or Amazon. If you
    Cheshire (18 pound, spreadsheet-size computer paper--less common these days) or on a floppy disk (used less often these days) or CD. You order peel and stick labels if they're going to be affixed to your mailing piece by hand. Or if you know how to import the lists you can order them on CD. If your mailing house is going to do your mailing they'll probably prefer the floppy disk or CD - check with them on this before you order.

    Mailing houses used to require the Cheshire format instead of peel and stick labels before the advent of computer technology and CD ROM. They have machines that cut the print

    Foolproof Publicity for Marketing-Minded Financial Planners
    They'd hate to admit it, but the media is pretty predictable.There are some stories that will run in newspapers until the saints go marching in. Some of the obvious ones: diet tips, anything having to do with kids or animals, political scandals, celebrity divorces...you could probably find a story about each one of these topics in every single edition of every daily newspaper in the country.Long ago, newspaper editors realized that these topics attract readers. And, if you got your story published, the same determination was made about your topic. Once a topic is anointed as "news-worthy" by the media, you can keep coming back to it again and again, as long as you have a reasonably new angle.Think of every PR success as the seed for the next placement. Re-read your article when it appears, and ask yourself, “What could I have elab
    Many self publishers, book publishers, entrepreneurs, and home-based and small business owners are in the dark about mailing list rentals -- how to order targeted, direct mailing lists - say for a direct marketing campaign, what to look for, and what to beware of. And they often make a few expensive mistakes. The following tips and trade secrets will help you avoid some of these mistakes and help you make better decisions when you seek out quality mailing list services.

    First of all, generally, you rent, not buy mailing lists. They remain in the ownership of the mailing list company and are usually not for sale.

    Many business owners rent lists but don't use them right away, which is a mistake. Most lists change considerably in 30 days or less. Some lists, like mailing lists of public libraries, prisons, hospitals, hospital gift shops, elementary schools, high schools, colleges, universities, daily newspapers, TV stations and radio stations will have very few changes. They are fairly stationary so not as likely to move. Bookstore lists, new age bookstores lists, organization lists, specialty lists, MLM lists and business mailing lists may have a high rate of return. To avoid a lot of returns, rent the selected lists just prior to making your mailing.

    Be careful about renting any mailing list that goes to individuals: consumer mailing lists, seniors mailing lists, residential mailing lists, homeowners mailing lists and opportunity seekers mailing lists, for example. With 20% of the population moving every year you may get significant returns.

    But do expect some returns. As often as we mail using lists, we always get returns (called 'nixies' in the trade) from the post office. People move, forwarding orders expire, people expire, post office boxes close, and businesses close their doors.

    Mailing list management and upkeep is expensive. It takes a lot of time and labor for companies to compile, add to, clean and mail to their lists and other necessary maintenance. They also use expensive mailing list software programs which can have costly bugs of their own.

    To help you plan ahead, before you order your mailing lists, ask when you can expect the order to arrive. This can vary considerably from company to company. Some companies can take up to two weeks or more.

    Mailing lists can usually be ordered in at least three formats - peel and stick (pressure-sensitive) labels or Cheshire (18 pound, spreadsheet-size computer paper--less common these days) or on a floppy disk (used less often these days) or CD. You order peel and stick labels if they're going to be affixed to your mailing piece by hand. Or if you know how to import the lists you can order them on CD. If your mailing house is going to do your mailing they'll probably prefer the floppy disk or CD - check with them on this before you order.

    Mailing houses used to require the Cheshire format instead of peel and stick labels before the advent of computer technology and CD ROM. They have machines that cut the printe

    How to Make More Money Extending Credit
    Easy, quick and painless. If your Credit policy is flowing smoothly, it is probably all of these.“Become the Squeaky Wheel,” a new book written by a leader in the debt collection industry, Michelle Dunn, explains that Credit policies are a must for any business. Her book will give you the tools you need to collect more money and prevent bad debt in the future.Some steps you can take to make your credit policy, Easy, quick and painless are:1. Make it easy for the customer to get credit with you. Have packets paper clipped together at the front desk, include the credit application, automatic payment permission forms and anything else you want filled out before opening an account.2. Make it quick, by having these packets ready and waiting for anyone who comes in. Have pens and clip boards available so they can be filled ou
    not for sale.

    Many business owners rent lists but don't use them right away, which is a mistake. Most lists change considerably in 30 days or less. Some lists, like mailing lists of public libraries, prisons, hospitals, hospital gift shops, elementary schools, high schools, colleges, universities, daily newspapers, TV stations and radio stations will have very few changes. They are fairly stationary so not as likely to move. Bookstore lists, new age bookstores lists, organization lists, specialty lists, MLM lists and business mailing lists may have a high rate of return. To avoid a lot of returns, rent the selected lists just prior to making your mailing.

    Be careful about renting any mailing list that goes to individuals: consumer mailing lists, seniors mailing lists, residential mailing lists, homeowners mailing lists and opportunity seekers mailing lists, for example. With 20% of the population moving every year you may get significant returns.

    But do expect some returns. As often as we mail using lists, we always get returns (called 'nixies' in the trade) from the post office. People move, forwarding orders expire, people expire, post office boxes close, and businesses close their doors.

    Mailing list management and upkeep is expensive. It takes a lot of time and labor for companies to compile, add to, clean and mail to their lists and other necessary maintenance. They also use expensive mailing list software programs which can have costly bugs of their own.

    To help you plan ahead, before you order your mailing lists, ask when you can expect the order to arrive. This can vary considerably from company to company. Some companies can take up to two weeks or more.

    Mailing lists can usually be ordered in at least three formats - peel and stick (pressure-sensitive) labels or Cheshire (18 pound, spreadsheet-size computer paper--less common these days) or on a floppy disk (used less often these days) or CD. You order peel and stick labels if they're going to be affixed to your mailing piece by hand. Or if you know how to import the lists you can order them on CD. If your mailing house is going to do your mailing they'll probably prefer the floppy disk or CD - check with them on this before you order.

    Mailing houses used to require the Cheshire format instead of peel and stick labels before the advent of computer technology and CD ROM. They have machines that cut the print

    Are You Referable?
    Technical competence alone does not make you ‘referable’, no matter how good you are.My friend Treva recently experienced a car breakdown in Los Angeles. Her vehicle was towed to a nearby service station where the manager put her at ease with his comfortable style and obvious expertise. He promised to call her the next morning with an evaluation and an estimate.She took the bus home. The next morning, he did not call. She called him in the afternoon. He apologized and agreed to call her back by the end of the day. But he didn’t. She reached him again the next morning. This time he promised to call back within 45 minutes. Two hours later, he still had not called.In the end, Treva’s car was very well repaired. The manager gave her a clear explanation of what had gone wrong and charged her a very reasonable price.I asked if sh
    nt the selected lists just prior to making your mailing.

    Be careful about renting any mailing list that goes to individuals: consumer mailing lists, seniors mailing lists, residential mailing lists, homeowners mailing lists and opportunity seekers mailing lists, for example. With 20% of the population moving every year you may get significant returns.

    But do expect some returns. As often as we mail using lists, we always get returns (called 'nixies' in the trade) from the post office. People move, forwarding orders expire, people expire, post office boxes close, and businesses close their doors.

    Mailing list management and upkeep is expensive. It takes a lot of time and labor for companies to compile, add to, clean and mail to their lists and other necessary maintenance. They also use expensive mailing list software programs which can have costly bugs of their own.

    To help you plan ahead, before you order your mailing lists, ask when you can expect the order to arrive. This can vary considerably from company to company. Some companies can take up to two weeks or more.

    Mailing lists can usually be ordered in at least three formats - peel and stick (pressure-sensitive) labels or Cheshire (18 pound, spreadsheet-size computer paper--less common these days) or on a floppy disk (used less often these days) or CD. You order peel and stick labels if they're going to be affixed to your mailing piece by hand. Or if you know how to import the lists you can order them on CD. If your mailing house is going to do your mailing they'll probably prefer the floppy disk or CD - check with them on this before you order.

    Mailing houses used to require the Cheshire format instead of peel and stick labels before the advent of computer technology and CD ROM. They have machines that cut the print

    Nonprofit Debt Consolidation
    Debt consolidation is the process taking all the debt that a person has accumulated and consolidating it into one single payment. Interest rates are usually lower, as is the monthly payment. Several nonprofit organizations have come forward providing resources to consolidate debt for those who are overburdened and in need of financial help. They can unify various debts like home mortgage loans, credit card debts, student loan debts, automobile loans, etc. into a single entity and pay it to the creditor on a monthly basis.A common misconception regarding nonprofit debt consolidation companies is that the state or federal government institutes them in order to assist debtors to pay off their debts easily. However, any debt consolidation company can acquire a nonprofit status by declaring as much in their property tax returns. In fact, most nonpro
    .

    Mailing list management and upkeep is expensive. It takes a lot of time and labor for companies to compile, add to, clean and mail to their lists and other necessary maintenance. They also use expensive mailing list software programs which can have costly bugs of their own.

    To help you plan ahead, before you order your mailing lists, ask when you can expect the order to arrive. This can vary considerably from company to company. Some companies can take up to two weeks or more.

    Mailing lists can usually be ordered in at least three formats - peel and stick (pressure-sensitive) labels or Cheshire (18 pound, spreadsheet-size computer paper--less common these days) or on a floppy disk (used less often these days) or CD. You order peel and stick labels if they're going to be affixed to your mailing piece by hand. Or if you know how to import the lists you can order them on CD. If your mailing house is going to do your mailing they'll probably prefer the floppy disk or CD - check with them on this before you order.

    Mailing houses used to require the Cheshire format instead of peel and stick labels before the advent of computer technology and CD ROM. They have machines that cut the print

    Emergence and Significance of of Product Placement and Branded Entertainment
    For those thinking that subliminal forms of communicating is dead, think again. It’s alive and doing well - may be not overtly, but in surreptitious ways in the form of product placements and branded entertainment. Even a casual look at today’s film or television content amply shows an array of product placements some very subtle and others clearly overstepping the line separating advertising and factual media content in order to sell products, ideas and services. Why is it subliminal? Because…our brain filters that normally weed out overt advertising messages from media programming, don’t step in to block these covertly placed product placements and their built-in meanings and messages. It simply registers into the consumer’s subconscious.Both television and films are rife with examples. Anyone miss out on the Coca Cola tumbler on the judges
    Cheshire (18 pound, spreadsheet-size computer paper--less common these days) or on a floppy disk (used less often these days) or CD. You order peel and stick labels if they're going to be affixed to your mailing piece by hand. Or if you know how to import the lists you can order them on CD. If your mailing house is going to do your mailing they'll probably prefer the floppy disk or CD - check with them on this before you order.

    Mailing houses used to require the Cheshire format instead of peel and stick labels before the advent of computer technology and CD ROM. They have machines that cut the printed Cheshire sheets into labels and glue them to the envelopes. When ordering lists on CD, specify the format you want to use for conversion, usually ASCII comma-delimited. You must know how to import it when you get the disk though. The mailing lists will always be for one-time use only even if they're on a CD or disk. And some mailing list companies offer instant downloads of lists.

    Also if a mailing house is going to do your mailing, they may want the labels to be merged if there is more than one list, or bar-coded, which will save considerably on postage. If you can't answer their technical questions, have your mailing house call your mailing list rental company to work out the final details.

    Consider the cost to mail out your mailing piece. You might want to test a small number on the list first if you have an expensive or heavy package.

    When you do mailings First Class, you'll get returns from the post office at no additional charge. If you mail Third Class (bulk mail), you won't get returns. They will be tossed out at the post office, UNLESS you've printed 'Return Service Requested' on the envelope. Then each return (nixie) will cost additional postage (based on first class), or 'Change Service Requested' (cost based on piece regardless of weight.) Make sure to check current costs with the post office because they change their rates AND rules periodically.

    Always send any nixies back to your mailing list company, even if there aren't enough for a credit, which is almost always offered. This is a good practice especially if you plan to mail again to the same list soon. They usually have a time limit as to when they can accept the nixies for credit because the lists you rented will become outdated fairly soon.

    When you contract to rent a list, some mailing list companies may require a sample mailing piece. This is so the company can determine if you're mailing a competitive or objectionable piece.

    The business of mailing list rentals is based on the honor system to a degree, but this honor system also has a built-in alarm: owners protect their data by planting decoy names (seeds) in the mailing lists they rent. If a renter contracts to use a list on a one-time basis and uses it a second time, the decoy will receive the unauthorized mailing and report the misuse to the list owner. The decoys are often friends or relatives of the staff of the companies. Also, many mailing

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