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Atricle Dump - Are You Godiva Chocolate
IntroductionThis article introduces the problem-solving model as a technique for managing performance issues that are more controversial, or that are not effectively addressed through coaching or feedback. Issues such as tardiness, being out of uniform, continual poor performance, and others are best handled by a direct, objective approach. By following the Problem Solving Dialogue Model taught in this article, you can feel confident in addressing these thorny issues with employees.Problem solvi
Social Security Number
This can be a tricky one. Is the social security number that you have for the debtor the actual number issued by the Social Security Administration? It is not difficult to have multiple credit bureaus in one’s name. However, due to the identity thieves out there I will not discuss how that can happen here. Go to www.pimall.com/nais/ssndata.html to determine what state a SSN was issued.
The firs
This article is designed to help people understand asset marking. We will start by defining assets and divide them into two categories;1) Non-fixed Assets 2) Fixed Assets1) Non-fixed Assets would comprise any item that is not physically attached or part of a building. For example this would include assets such as furniture and equipment that you would find in office, school and home environments such as PC’s, Laptops, IT Equipment, Cameras, Telephones, Printers, Desks, Oscilloscopes, etc.
Then one day no more calls and worse yet, no more payments. You, being the good employee that you are, attempt to call them and you discover that they have disappeared off of the face of the planet. So, you go back through your previous issues of Collection Advisory to look in the Skip Trace column to ensure your best possibility of finding your debtor. You begin your search process and you can not find any thing, WHAT NOW?
The question is, are you looking for the right information? Confirming the information that you begin with is essential. Are you certain that the name, address social security number and phone number were TOTALLY correct from the start? I know the debtor gave you every bit of information that you asked for, but if you did not get the complete information you may have to spend considerable time, money and effort to get it corrected. Let me explain:
Name
Have you spelled the name correctly? Is it John, Jon, Jonn? Is he Jr., Sr., II or III? Is Smith her maiden or married name? Too many times we begin a search and later determine that the person we are looking for is actual the son or father of the person that we have found.
Address
Is the address an apartment or mobile home park or a duplex? If so, the address is not 123 Main St. Instead it may be 123 Main St. Lot 1, or 123 Main St, Apt 14…you get the picture. Additionally, what if the residence is on family land, therefore you may have one driveway and multiple addresses. Go to www.cedar.buffalo.edu/adserv.html to determine the truest possible address that is listed.
Social Security Number
This can be a tricky one. Is the social security number that you have for the debtor the actual number issued by the Social Security Administration? It is not difficult to have multiple credit bureaus in one’s name. However, due to the identity thieves out there I will not discuss how that can happen here. Go to www.pimall.com/nais/ssndata.html to determine what state a SSN was issued.
The first
An awful lot has been said lately about Six Sigma and its abilities to bring out the full potential in any business or organization. However, the aspect – other than money – that most frequently causes a company to stop in its tracks when confronted with the option of taking on a Six Sigma strategy is the fact that it requires such a substantial leadership commitment.This being said, leadership doesn’t just mean the people at the top of the company hierarchy. Leadership commitment in this sense is requ
The question is, are you looking for the right information? Confirming the information that you begin with is essential. Are you certain that the name, address social security number and phone number were TOTALLY correct from the start? I know the debtor gave you every bit of information that you asked for, but if you did not get the complete information you may have to spend considerable time, money and effort to get it corrected. Let me explain:
Name
Have you spelled the name correctly? Is it John, Jon, Jonn? Is he Jr., Sr., II or III? Is Smith her maiden or married name? Too many times we begin a search and later determine that the person we are looking for is actual the son or father of the person that we have found.
Address
Is the address an apartment or mobile home park or a duplex? If so, the address is not 123 Main St. Instead it may be 123 Main St. Lot 1, or 123 Main St, Apt 14…you get the picture. Additionally, what if the residence is on family land, therefore you may have one driveway and multiple addresses. Go to www.cedar.buffalo.edu/adserv.html to determine the truest possible address that is listed.
Social Security Number
This can be a tricky one. Is the social security number that you have for the debtor the actual number issued by the Social Security Administration? It is not difficult to have multiple credit bureaus in one’s name. However, due to the identity thieves out there I will not discuss how that can happen here. Go to www.pimall.com/nais/ssndata.html to determine what state a SSN was issued.
The firs
We may see some interesting type lawsuits and new case law develop in the very near future as Ford Motor Company’s stock drops. Why you ask? Well it appears Ford Motor Company is going to go private, but in doing so some might say that it is purposefully finding things to do in order to lower its stock price prior to going private. Will those shareholders who have lost money due to the fast stock price drop sue? Will some lawyer try to file that class-action case against Ford Motor Company?This will be a
Name
Have you spelled the name correctly? Is it John, Jon, Jonn? Is he Jr., Sr., II or III? Is Smith her maiden or married name? Too many times we begin a search and later determine that the person we are looking for is actual the son or father of the person that we have found.
Address
Is the address an apartment or mobile home park or a duplex? If so, the address is not 123 Main St. Instead it may be 123 Main St. Lot 1, or 123 Main St, Apt 14…you get the picture. Additionally, what if the residence is on family land, therefore you may have one driveway and multiple addresses. Go to www.cedar.buffalo.edu/adserv.html to determine the truest possible address that is listed.
Social Security Number
This can be a tricky one. Is the social security number that you have for the debtor the actual number issued by the Social Security Administration? It is not difficult to have multiple credit bureaus in one’s name. However, due to the identity thieves out there I will not discuss how that can happen here. Go to www.pimall.com/nais/ssndata.html to determine what state a SSN was issued.
The firs
There are several different forms of business organizations available. This refers to the legal arrangements of the business. The form you choose for your business is the form that best suits your purposes. There are different legal and tax implications of each. The three forms are sole proprietor, partnership and corporation.A sole proprietor is an individual who is in business for himself. He supplies all of the skill, knowledge and capital for the business. He performs all of the business functions
Address
Is the address an apartment or mobile home park or a duplex? If so, the address is not 123 Main St. Instead it may be 123 Main St. Lot 1, or 123 Main St, Apt 14…you get the picture. Additionally, what if the residence is on family land, therefore you may have one driveway and multiple addresses. Go to www.cedar.buffalo.edu/adserv.html to determine the truest possible address that is listed.
Social Security Number
This can be a tricky one. Is the social security number that you have for the debtor the actual number issued by the Social Security Administration? It is not difficult to have multiple credit bureaus in one’s name. However, due to the identity thieves out there I will not discuss how that can happen here. Go to www.pimall.com/nais/ssndata.html to determine what state a SSN was issued.
The firs
The Check 21 Law that went into affect in 2004 can make life so much easier for your company. If you receive consumer checks, vendor checks, business checks, government checks, virtually any kind of check drawn on a U.S. bank, you can now do from the convenience of your companys' location (or remote location) the same thing that only the top 5 or so banks are now doing for their customers. What is it? Accounts Receivable Conversion!Because of 9/11 and the fact that billions of dollars in checks w
Social Security Number
This can be a tricky one. Is the social security number that you have for the debtor the actual number issued by the Social Security Administration? It is not difficult to have multiple credit bureaus in one’s name. However, due to the identity thieves out there I will not discuss how that can happen here. Go to www.pimall.com/nais/ssndata.html to determine what state a SSN was issued.
The first three digits of a social security number dictate in which state that number was issued. If you have the legal ability to pull the credit bureau, look in the header section for the age or date of birth. This is a little trick to see if it is the correct credit bureau. If you do not see either the age or date of birth, most of the time it is not the number issued to them by the SSA.
There are several free websites that you can go to and determine what state and what year a social security number was issued. If a number was issued ten years before the debtor was born chances are that is not the correct SSN.
Phone Number
When the information was originally gathered the debtor told you that this is their home phone number, is it really? Is it a land line, the wire that runs from the pole to the jack on the wall? Or, is it a cell phone? There a few free websites that you can go to and determine if a phone number is a cell phone or a land line. Go to www.fonefinder.net input the area code and the prefix, the first three numbers of the phone number. You will discover if it is a cell or land line, what city and state it was issued and the telephone company that assigned that number. Also remember, there are internet companies now that will issue you a phone number with the area code of your choosing.
Conclusion
Godiva Chocolate is one of the most expensive chocolates in the world. The reason, they claim, is that that start with the best ingredients. We need to be the same. We need to start with totally correct information. Just like the saying goes, garbage in, garbage out. No deposit no return. A bird in the hand… OK, OK enough with clich?s. Confirm the information that you start with and you WILL save time, money and effort.
And as always, happy hunting.
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