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    hop around for a lower rate, since you missed out on one by not locking in your rate.

    My parents still receive at least three phone calls a wee

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    On July 1, the interest rates for federal Stafford loans will hit the highest level since 2001. The rate for outstanding Stafford loans for the academic year 2006-7 will be 7.14%. New loans issued after July 1 will have a fixed rate of 5.8%.

    A lot of student loan borrowers will be seeking out consolidation to lower that rate and their payments. And a new bill will give you a chance to shop around a bit more.

    The emergency spending bill signed into law recently eliminated the "single holder rule". For those of you who didn't lock in your rate before July 1 -- Saturday -- you can shop around for a lower rate, since you missed out on one by not locking in your rate.

    My parents still receive at least three phone calls a week

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    mic year 2006-7 will be 7.14%. New loans issued after July 1 will have a fixed rate of 5.8%.

    A lot of student loan borrowers will be seeking out consolidation to lower that rate and their payments. And a new bill will give you a chance to shop around a bit more.

    The emergency spending bill signed into law recently eliminated the "single holder rule". For those of you who didn't lock in your rate before July 1 -- Saturday -- you can shop around for a lower rate, since you missed out on one by not locking in your rate.

    My parents still receive at least three phone calls a wee

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    consolidation to lower that rate and their payments. And a new bill will give you a chance to shop around a bit more.

    The emergency spending bill signed into law recently eliminated the "single holder rule". For those of you who didn't lock in your rate before July 1 -- Saturday -- you can shop around for a lower rate, since you missed out on one by not locking in your rate.

    My parents still receive at least three phone calls a wee

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    ill signed into law recently eliminated the "single holder rule". For those of you who didn't lock in your rate before July 1 -- Saturday -- you can shop around for a lower rate, since you missed out on one by not locking in your rate.

    My parents still receive at least three phone calls a wee

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    hop around for a lower rate, since you missed out on one by not locking in your rate.

    My parents still receive at least three phone calls a week from people wanting to consolidate student loans. And they haven't had us living at home with them for years. You can pretty much expect to get more phone calls now that the single holder rule is null.

    The rule used to require borrowers whose student loans were all with one lender to consolidate with that lender. They couldn't go elsewhere for consolidation.

    Now, you can shop around, no matter who holds how many of your student loans. However, you need to shop wisely.

    Federal law bars most borrowers from consolidating their student loans more than once. You are never told

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