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Atricle Dump - A Credit Card Glossary of Terms
The great debate: how much copy you should have on your site, particularly on the home page?Do you subscribe to the idea that a picture is worth a thousand words--and therefore images, not a lot of text, should be the main thrust of your home page? Or do words have more power to capture a visitor's attention and compel them to buy--meaning you should aim for powerful
Balance transfer
When you transfer your debt ‘balance’ from one credit card to another. The usual reason for this is to try and keep as much debt as possible on a lower-interest card
The Catholic Pope is starting to make a lot of sense and it has angered some in the Islamic World who are upset. They are now calling for his death, not his resignation. Indeed in doing this it seems they are proving him right about his historical account of Islam. Unfortunately, this is now making a mockery of Islam or the radicals of Islam are making a mockery of themselve
Affinity card
A credit card that makes a donation to a charity of your choice based up on how much you spend. In most cases it's best to avoid a charity that encourages you to sign up for such a card. Chances are such a credit card has a higher interest rate than the standard. Don't let guilt cloud your judgement.
APR (Annual Percentage Rate)
calculated yearly this is your overall interest rate presented as a percentage of your credit card balance.
ATM (Automated Teller Machine)
A cash machine. Utilized to withdraw money direct from your credit card, although in general a fee will also be charged.
Balance transfer
When you transfer your debt ‘balance’ from one credit card to another. The usual reason for this is to try and keep as much debt as possible on a lower-interest card
The rapid growth of the internet commerce in recent years presents established small businesses with a serious dilemma. On the one hand you can stick with the business model that has worked for the last number of years. On the other hand, you can make the shift to serious eBusiness.Choosing to stand pat is usually much easier in the short term. But in the longer te
Affinity card
A credit card that makes a donation to a charity of your choice based up on how much you spend. In most cases it's best to avoid a charity that encourages you to sign up for such a card. Chances are such a credit card has a higher interest rate than the standard. Don't let guilt cloud your judgement.
APR (Annual Percentage Rate)
calculated yearly this is your overall interest rate presented as a percentage of your credit card balance.
ATM (Automated Teller Machine)
A cash machine. Utilized to withdraw money direct from your credit card, although in general a fee will also be charged.
Balance transfer
When you transfer your debt ‘balance’ from one credit card to another. The usual reason for this is to try and keep as much debt as possible on a lower-interest card
The Federal Trade Commission has rule that are supposedly in place to protect franchise buyers from fraud from franchisors who might attempt to mislead them into purchasing a franchise. Part of the franchise rules are addressing required disclosure paperwork. In this disclosure document, which is required to be given to franchisees 10 days before any purchase is made are the
APR (Annual Percentage Rate)
calculated yearly this is your overall interest rate presented as a percentage of your credit card balance.
ATM (Automated Teller Machine)
A cash machine. Utilized to withdraw money direct from your credit card, although in general a fee will also be charged.
Balance transfer
When you transfer your debt ‘balance’ from one credit card to another. The usual reason for this is to try and keep as much debt as possible on a lower-interest card
If you are operating a business from your home and your post office address clearly indicates a home address, you may want to re-think your marketing strategy.A Rural Route 2 address can plainly say your business might be in a bedroom at home, or worse, in the barn. Does 27 Sleeping Beauty Circle look like a business address to you?If your business is sti
ATM (Automated Teller Machine)
A cash machine. Utilized to withdraw money direct from your credit card, although in general a fee will also be charged.
Balance transfer
When you transfer your debt ‘balance’ from one credit card to another. The usual reason for this is to try and keep as much debt as possible on a lower-interest card
Do you know the one marketing resource that can always attract and persuade new contacts and old familiar faces to become customers?Do you know the one marketing resource your business has that can attract customers in droves or send them running for the hill?Have you guessed yet?One more clue then...This marketing resource doesn't cost you a penn
Balance transfer
When you transfer your debt ‘balance’ from one credit card to another. The usual reason for this is to try and keep as much debt as possible on a lower-interest card.
Credit limit
Your credit limit is the maximum amount you can spend or withdraw on your credit card. Spending beyond your credit limit will result in your card no longer being accepted, and you being charged an over-limit fee.
Fixed rate
A fixed rate credit card is one which indicates that you are given a fixed rate on sign up which should stay the same for the period you have the credit card. In practice though interest rates can be changed for almost any reason.
Grace period
The grace period is the amount of time between your spending with the credit card and the time when you start paying interest on that spending. The best credit cards can have a grace period of up to two months, poorer cards may not have one at all.
Minimum payment
The minimum payment is the lowest amount you can pay back to the credit card company each month.
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