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    Federal loan consolidation departments provide consolidation services to students who seek loans for educational purposes. Consolidation is a refinancing program providing an opportunity for the individual to convert outstanding education loans held by various lenders into a single new loan with a single monthly payment. This method of clearing up credit is a wonderful way to pay off the debt in full right now, while pro
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    learing up credit is a wonderful way to pay off the debt in full right now, while providing you with the crucial opportunity to pay off your loan to a new department with whom you have a fresh slate.

    There are many federal loan consolidation departments in the United States. The US Department of Education offers a federal consolidation loan program called the William D. Ford Direct Consolidation loan program. In th

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